Whether it's a package tour, backpacking or a short holiday, with the right holiday insurance you can arrive relaxed at your destination at home or abroad and enjoy your vacation carefree. But which insurances are there and when are they useful?
Our vacation insurances:
There are a number of vacation insurance policies with which you can insure your holiday accordingly.
Here you will find a short explanation of the corresponding insurance:
International travel health insurance
The International travel health insurance is probably the most important travel insurance and a must for every holidaymaker. Since the statutory health insurance abroad usually does not offer sufficient protection, you should take out additional insurance. It covers medical costs incurred, whether as an inpatient or outpatient, as well as costs for medical repatriation if this is medically reasonable and justifiable.
Please note: Some private health insurances include the foreign country, inform yourself in advance whether this applies to you and if so, which countries offer protection and to what extent.
Travel cancellation insurance
As the name suggests, this travel insurance covers you if you are unable to go on holiday. Be it due to an acute illness, vaccination intolerance, pregnancy, a serious accident or death. Cancellation insurance is particularly recommended if the trip is expensive. In addition, we have separate cancellation insurance for hotels, seminars or tickets, as well as a last minute travel cancellation insurance. We also offer family tariffs in addition to individual tariffs.
Travel interruption insurance
Unfortunately, not everything always goes as planned on holiday, sometimes unforeseen events force you to leave early. With the travel interruption insurance not only the costs of the unused service are covered, but also additional costs due to rebooking or additional travel expenses. This is an additional insurance that can be booked in addition to the travel cancellation insurance.
Work and Travel insurance
Even if this is not a classic holiday trip, it still falls into the category of holiday insurance. With a Working Holiday Visa you have the possibility to travel abroad and to work. This is the best way to get to know the country and its people. In order to be able to enjoy your Work and Travel stay without worries, an international health insurance is recommendable, because the German health insurance companies do not cover all costs and services occurring abroad. We have negotiated particularly attractive rates for you.
There is no such thing as a Cruise travel insurance per se, it is more a recommended combination of several insurance policies. These are:
Travel liability insurance
Anyone who does not have personal liability insurance with worldwide coverage should in any case take out travel liability insurance for travel abroad. The conclusion is possible until the day of departure. Even a small inattention can cause personal injury, property damage or financial loss during a stay abroad. This can lead to high claims for damages, which will then be asserted against you. The benefits of the travel liability insurance correspond to those of the private liability insurance, they cover the costs for damages caused by you for the duration of the holiday trip.
The travel liability insurance cannot be booked individually, it can only be taken out in conjunction with the property package if you have the appropriate travel insurance. The property package consists of liability, accident, legal protection and optional luggage insurance.
Simply select the package when purchasing online, but please note that this option is not available from our partners. Please contact us if you would like to take out holiday insurance with a package.
Legal protection insurance
Not every legal expenses insurance is valid abroad, but sometimes legal assistance is needed in foreign countries. The benefits correspond to those of a conventional legal expenses insurance, only the scope of cover includes foreign countries.
The travel right protection insurance cannot be booked separately, but only as part of a material package.
In addition to legal expenses insurance, the non-life package also includes liability, accident, and optional luggage insurance. Simply select the package when you take out the policy online, but please note that this option is not available from our partners.
Travel luggage insurance
It is not always possible to keep an eye on your luggage, above a certain size or weight it is stowed in a separate place during a flight, bus or train journey, but it is also often left unattended in a hotel. Unfortunately, this occasionally leads to theft, damage to luggage or it gets lost during the journey. Since many people understandably do not want to do without their camera, laptop or other valuable electronic equipment while on holiday, it is worthwhile taking out luggage insurance. It pays for the damage caused by loss or damage.
Like travel liability insurance, luggage insurance can only be booked as part of a package with certain travel insurances.
Travel Accident Insurance
Travel accident insurance is also included in our package for holiday insurance and basically works like a private accident insurance. It provides financial compensation after accidents and also provides financial support in the event of disability, full disability or accidental death.
The diversity of vacation trips makes it difficult to give a clear recommendation, as many factors are involved. A package tour, for example, is not as risky as pilgrimaging through a foreign country with a backpack. Every vacation traveller must therefore decide for himself which vacation insurance is the right one for him.
Anyone who travels on holiday several times a year should definitely think about an annual insurance: