School & study: Our travel insurances for teachers, pupils & students

Our Highlights

  • Favourable group rates
  • Easy online conclusion
  • Multiple awards
  • High customer satisfaction

from 0,29 € per day/person

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Bernhard Reiseversicherungen Bewertungen
  • Worldwide travel cover
  • Multiple awards
  • Favourable premiums
  • Unique insurance benefits
  • 70 years of experience
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Overview of our travel insurances for schools and students

School trip/class trip

  • Travel abroad
  • City trips
  • School hostel
  • optional teacher's absence insurance

from 0,29 € per day/person

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Student Exchange

  • Exchange in Germany
  • worldwide exchange programs
  • GAPP Student Exchange USA
  • Cooperation with the LJR

from 0,29 € per day/person

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GAPP Student Exchange USA

Students and language pupils

  • Semester abroad
  • Erasmus support programs
  • Travel with language schools
  • up to 5 years abroad

from 0,90 € per day/person

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Info Erasmus Students

Adult Education Centre

  • Travel with the VHS
  • Travel abroad
  • Travel within Germany
  • Educational leave

from 0,29 € per day/person

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Teacher absence insurance

  • Acute illness
  • Accident/Death
  • Pregnancy
  • Vaccination intolerance

from 1,20 € per day/person

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Lecturers & Interns

  • International health insurance
  • additional property packages possible
  • without deductible
  • up to 5 years stay abroad

from 1,19 € per day/person

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Benefits of our travel insurances

When travelling, it is not always easy to ensure your own safety or that of others in an unfamiliar environment. With our travel insurances you have the possibility to protect yourself against emergencies. The most important insurance is the international health insurance, which can be taken out for groups or individuals. It covers medical and hospital costs in the event of an accident or illness. Just as useful is the travel cancellation insurance, because with a high number of participants the probability increases that someone has to cancel unexpectedly. Our property package, which can be booked additionally, provides comprehensive protection.

The following travel insurances are included in the property package:

  • Travel liability insurance
  • Accident insurance
  • Legal expenses insurance
  • Baggage insurance (optional)

Overview of services

Our travel insurance for teachers, pupils and students offers tailor-made insurance cover for trips at home or abroad. Whether as a group or for a single person, with our high-performance tariffs at fair prices you can start your journey without worry.

Here you will find an overview of the respective benefits:

Health insurance abroad

The international health insurance covers hospital and medical costs resulting from accidents or illnesses. In addition, it covers the costs for a medically reasonable return transport.

Excerpt of our benefits

Hospital costs for outpatient and inpatient treatment: 100 %, if medically necessary and unavoidable
Pain-relieving dental treatment: max. 500 € (not for existing toothache)
Repatriation costs for further treatment in the home country: if medically reasonable and justifiable
Repatriation costs in case of death:

up to € 25,000

Travel cancellation insurance

Trip cancellation insurance covers costs in the event of cancellation by one or more trip participants. A range of reasons are covered, such as acute illness, injury, inoculation intolerance, or exam retake.

Excerpt of the benefits for travel cancellation insurance:

Assumption of cancellation fees:
Return travel expenses that exceed the cost of the trip:

Note: Must be purchased no later than 14 days prior to the start of the trip.

Our property package

Our property package consists of travel liability, legal expenses insurance, accident insurance and optional luggage insurance.

Travel liability:
Travel liability covers personal injury, property damage and financial loss caused by a traveler to a third party. It is especially important for travelers who do not have private liability insurance with sufficient coverage.

Benefits of travel liability insurance:

Personal injury and property damage: 5 million euros
financial losses: 1 million euros
Damage to rented immovable property: 500,000 euros
Damage to rented movable property:

1000 Euromit deductible € 50 per insured event.

Loss of keys: 2000 Euromit excess 150 € per insured event.

Accident Insurance:
Not everyone has private accident insurance with sufficient coverage while abroad. It provides financial assistance in case of disability, total disability or accidental death and also pays financial compensation after accidents.

Accident insurance benefits:

Disability benefit: 55,000 € (123,740 € for 100% disability).
Death benefit: Under 18 years: 10,000 € / Over 18 years: 25,000 €.
Daily hospital allowance with convalescence benefit: 10 €
Salvage costs:

5000 €


Legal expenses insurance:
Our legal expenses insurance covers court costs as well as legal fees in the event of a legal dispute.

Benefits of legal expenses insurance:

Sum insured: 1.000.000 €
Judicial and extrajudicial assertion of claims for damages:
Defence in criminal proceedings or administrative offences for proceedings under labour and social law:


Baggage insurance:
This is an additional component of our property package. Baggage insurance covers damage caused by loss of or damage to baggage.

The benefits of our luggage insurance at a glance

Damage and loss due to transport, force majeure, theft, fire, water:
Ski breakage risk (except rented, borrowed or leased skis):
Camping risk:
Sum insured general:

3000 € (can be increased on request)

Sum insured own musical instruments: 1000 €

Advantages of our group travel insurance

  • Specially tailored to the needs of teachers, pupils and students
  • Cost advantages compared to individual tariffs
  • Easy online conclusion
  • Upload Excel lists of travel participants
  • Comprehensive travel protection with our property packages
  • Over 70 years of experience with travel insurance

Which travel insurances are useful for teachers, pupils and students?

To travel abroad carefree, we recommend the following travel insurances:

Absolutely recommendable:

  • International health insurance
  • Travel cancellation insurance

All-round carefree protection:

  • Our package

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