Our travel insurance policies for teachers, pupils and students offer tailor-made insurance cover for trips at home or abroad. Whether as a group or as an individual, with our high performance tariffs at fair prices you can start your journey with peace of mind.
Content of this page:
When travelling, it is not always easy to ensure one's own or others' safety in unfamiliar surroundings. With our travel insurances you have the possibility to insure yourself against an emergency. The most important insurance is the Foreign Health Insurance, which can be taken out for groups or individuals. It covers medical or hospital costs in case of accident or illness.
Just as useful is the travel cancellation insurance, because with a high number of participants the probability increases of course that someone has to cancel unexpectedly. For extensive protection, you can take advantage of our special package, which can be booked additionally.
Property package: depending on the tariff, the following insurances are also included:
International Health Insurance
International health insurance protects the insured group of people against high medical or hospital costs that may be incurred in the event of illness or injury. In addition, in the event of illness, the costs for medically appropriate return transport are also covered.
Services at a glance:
|Hospital costs for outpatient and inpatient treatment:||100 %, if medically necessary and unavoidable|
|Analgesic dental treatment:||max. 500 € (not for existing toothache)|
|Repatriation costs for further treatment in the home country:||if medically reasonable and justifiable|
|Transfer costs in case of death:||Up to 25.000 €|
Travel cancellation insurance
Especially in groups, the probability increases that a participant will not be able to participate due to an acute illness, vaccination intolerance, accident or, for example, repeat testing. The travel cancellation insurance offers comprehensive protection against such reasons.
The benefits of our cancellation insurance at a glance
|Coverage of cancellation fees:||✔|
|Return travel costs that exceed the travel price:||✔|
Notice: Must be completed at least 14 days before the start of the trip
Travel liability insurance
Here a group insurance makes sense, because not everyone has a private liability insurance with worldwide coverage. It covers personal injury, property damage and financial losses to third parties that may occur during the trip.
Overview of the services
|Personal injury and damage to property:||5 Million Euro|
|Property damage:||1 Million Euro|
|Damage to rented immovable property:||500.000 Euro|
|Damage to rented movables:|
|Loss of keys:||2000 Euro|
with deductible 150 € per claim
Group accident insurance
Group accident insurance makes sense above all for active trips, but also for youth groups. It provides financial compensation after accidents and also provides financial support in the event of disability, total disability or accidental death.
Overview of the services
|Invalidity payment:||55.000 € (123.740 € for 100% disability)|
|Death benefit:||Under 18 years: 10.000 € / Over 18 years: 25.000 €|
|Hospital daily allowance with convalescence allowance:||10 €|
Travel luggage insurance
The baggage insurance covers damage caused by loss or damage to baggage.
The benefits of our luggage insurance at a glance
|Damage and loss through transport, force majeure, theft, fire, water:||✔|
|Risk of ski breakage (except rented, hired or loaned skis):||✔|
|General sum insured:|
3000 € (may be increased on request)
|Sum insured own musical instruments:||1000 €|
Legal protection insurance
As not everyone has legal protection insurance with foreign cover, it makes particular sense for groups, as favourable group tariffs can be taken out here.
The services of our legal protection at a glance
|Insured amount:||1.000.000 €|
|Judicial and extrajudicial assertion of claims for damages:||✔|
|Defence in criminal proceedings or administrative offences for labour and social law proceedings:||✔|
To travel abroad without worries, we recommend the following travel insurances:
All-round carefree protection: