The international health insurance protects the insured person against high medical or hospital costs, which can arise in the event of illness or injury. In addition, in case of illness, the costs for a medically reasonable return transport are also covered.

The benefits at a glance

Hospital costs for outpatient and inpatient treatment:	100 %, if medically necessary and unavoidable
Pain-relieving dental treatment:	max. 500 € (not for existing toothache)
Repatriation costs for further treatment in the home country:	if medically reasonable and justifiable
Repatriation costs in case of death:	up to €25,000

Especially in groups, the probability increases that a travel participant due to acute illness, vaccination intolerance, accident or for example exam repetition can not participate. The travel cancellation insurance offers comprehensive protection against such reasons.

The benefits of our cancellation insurance at a glance

Assumption of cancellation fees:	✔
Return travel costs that exceed the travel price:	✔

Note: Must be taken out at the latest 14 days before the start of the trip.

Group insurance makes perfect sense here, because not everyone has private liability insurance with worldwide coverage. It covers personal injury, property damage and financial losses to third parties that may occur during the trip.

The benefits at a glance

Personal injury and property damage:	5 million euros
financial losses:	1 million euros
Damage to rented immovable property:	500,000 euros
Damage to rented movable property:	1000 Euromit deductible € 50 per insured event.
Loss of keys:	2000 Euromit excess 150 € per insured event.

Group accident insurance makes sense especially for trips with a lot of activities, but also for youth groups. It provides financial compensation after accidents and also ensures financial support in the event of disability, total disability or accidental death. The benefits at a glance

Disability benefit:	€55,000 (€123,740 for 100% disability).
Death benefit:	Under 18 years: € 10,000 / Over 18 years: € 25,000
Daily hospital allowance with convalescence benefit:	10 €
Salvage costs:	5000 €

The luggage insurance covers damage caused by loss of or damage to luggage.

The benefits of our luggage insurance at a glance

Damage and loss due to transport, force majeure, theft, fire, water:	✔
Ski breakage risk (except rented, borrowed or hired skis):	✔
Camping risk:	✔
Sum insured general:	3000 € (can be increased on request)
Sum insured own musical instruments:	1000 €

Since not everyone has legal protection insurance with international cover, it makes particular sense for groups, as favourable group rates can be taken out here.

The benefits of our legal protection at a glance

Sum insured:	1.000.000 €
Judicial and extrajudicial assertion of claims for damages:	✔
Defence in criminal proceedings or administrative offences for proceedings under labour and social law:	✔