We offer specially tailored group travel insurance at particularly favourable conditions for clubs, associations, youth groups and pupils on school exchanges or school trips. High-performance rates for optimum cover when travelling abroad or within Germany.
Our group travel insurances offer you comprehensive protection for all eventualities.
Bernhard Reiseversicherungsmakler GmbH is specialized in group travel insurances such as pupil travel insurance and insurances for school trips, and insurances for youth groups, as we have been active in this very field for over 30 years.
All advantages at a glance:
International health insurance is the most important insurance for all group trips - no matter if it is a student exchange, youth trip, educational trip, ski and tent camp or similar.
For example, German health insurance companies reimburse abroad at most the costs that would also have been incurred in Germany for treatment. Without health insurance abroad, the patient would be left sitting on the additional costs. Also for travel groups coming to Germany, this insurance is just as important, because the doctors here only agree to treatment if the proof of cost coverage is guaranteed by a health insurance. An optional insurance package can be booked in addition, which is absolutely recommended because of its scope of benefits. Cancellation insurance is also optionally available with/without deductible, as is teacher cancellation insurance for class trips.
The optional property package includes the following insurances, depending on the tariff:
Especially for group trips with several people, such as school trips, ski camps, graduation trips and educational trips, the probability of an accident or cancellation is particularly high. This applies both to group trips abroad, e.g. class trip Prague, class trip London, class trip Paris, and to group trips to Germany, e.g. class trip Germany or class trip Berlin. In the following we give you detailed information about our insurance offer for pupils, youth and other groups as well as the possibility to take out a group travel insurance directly.
Health insurance for groups travelling abroad
The international health insurance protects the insured person against high medical or hospital costs, which can arise in the event of illness or injury. In addition, in case of illness, the costs for a medically reasonable return transport are also covered.
The benefits at a glance
| Hospital costs for outpatient and inpatient treatment: | 100 %, if medically necessary and unavoidable |
| Pain-relieving dental treatment: | max. 500 € (not for existing toothache) |
| Repatriation costs for further treatment in the home country: | if medically reasonable and justifiable |
| Repatriation costs in case of death: | up to €25,000 |
Cancellation insurance group travel
Especially in groups, the probability increases that a travel participant due to acute illness, vaccination intolerance, accident or for example exam repetition can not participate. The travel cancellation insurance offers comprehensive protection against such reasons.
The benefits of our cancellation insurance at a glance
| Assumption of cancellation fees: | ✔ |
| Return travel costs that exceed the travel price: | ✔ |
Note: Must be taken out at the latest 14 days before the start of the trip.
Travel liability insurance for group travel
Group insurance makes perfect sense here, because not everyone has private liability insurance with worldwide coverage. It covers personal injury, property damage and financial losses to third parties that may occur during the trip.
The benefits at a glance
| Personal injury and property damage: | 5 million euros |
| financial losses: | 1 million euros |
| Damage to rented immovable property: | 500,000 euros |
| Damage to rented movable property: | 1000 Euromit deductible € 50 per insured event. |
| Loss of keys: | 2000 Euromit excess 150 € per insured event. |
Group accident insurance
| Disability benefit: | €55,000 (€123,740 for 100% disability). |
| Death benefit: | Under 18 years: € 10,000 / Over 18 years: € 25,000 |
| Daily hospital allowance with convalescence benefit: | 10 € |
| Salvage costs: | 5000 € |
Baggage insurance group travel
The luggage insurance covers damage caused by loss of or damage to luggage.
The benefits of our luggage insurance at a glance
| Damage and loss due to transport, force majeure, theft, fire, water: | ✔ |
| Ski breakage risk (except rented, borrowed or hired skis): | ✔ |
| Camping risk: | ✔ |
| Sum insured general: | 3000 € (can be increased on request) |
| Sum insured own musical instruments: | 1000 € |
Travel legal protection insurance group travel
Since not everyone has legal protection insurance with international cover, it makes particular sense for groups, as favourable group rates can be taken out here.
The benefits of our legal protection at a glance
| Sum insured: | 1.000.000 € |
| Judicial and extrajudicial assertion of claims for damages: | ✔ |
| Defence in criminal proceedings or administrative offences for proceedings under labour and social law: | ✔ |
Group trips with several people require comprehensive insurance cover for many reasons. Therefore we can recommend any of the following travel insurances.
Absolutely meaningful & recommendable:
If, for example, the group leader or a participant arrives earlier or departs later and thus has a different travel period than the main group, the registration of the group (min. 5 persons with the same travel destination and date) is done via the conclusion of the corresponding group travel insurance and the conclusion of the person with the deviating travel period via our individual travel insurance.
GAPP (German American Partnership Program)
Children and youth groups from Eastern Europe
Insurances for the Youth Hostel Association
Annual travel insurance for groups
Tips for ski camps & ski holidays
Note: Only the contents and wording of the insurance policy and the insurance conditions are legally binding.
