Group travel insurance: Our insurance policies for groups of 5 or more people

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  • Low rates especially for group travel
  • Multiple awards
  • High customer satisfaction
  • Easy online conclusion

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Overview of our group travel insurances

Youth groups

  • Health insurance abroad
  • Travel at home and abroad
  • term up to 90 days
  • additional property packages possible

from 0,23 € per day/person

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Clubs & Associations

  • International health insurance
  • worldwide travel cover
  • term up to 90 days
  • additional property packages possible

from 0,23 € per day/person

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Travel cancellation insurance

  • Comprehensive cover
  • Cancellation and withdrawal costs
  • Optional Corona illness
  • With or without excess

from 1,03 € per trip

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Student Exchange

  • Health insurance abroad
  • worldwide exchange programs
  • term up to 90 days
  • additional material packages possible

from 0,23 € per day/person

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GAPP Student Exchange USA

School trip / class trip

  • Health insurance abroad
  • Term of up to 90 days
  • additional property packages possible
  • teacher's absence insurance possible

from 0,23 € per day/person

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Vacation & Tourism

  • Favorable group rates
  • Support in the event of a claim
  • Multiple awards
  • Digital management

from 0,23 € per day/person

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Why is group travel insurance worthwhile on a Bernhard trip?

We offer specially tailored group travel insurance at particularly favourable conditions for clubs, associations, youth groups and pupils on school exchanges or school trips. High-performance rates for optimum cover when travelling abroad or within Germany.

Our group travel insurances offer you comprehensive protection for all eventualities.

Bernhard Reiseversicherungsmakler GmbH is specialized in group travel insurances such as pupil travel insurance and insurances for school trips, and insurances for youth groups, as we have been active in this very field for over 30 years.

All advantages at a glance:

  • Low-priced and particularly high-performance framework contracts
  • Tailored to the special needs of groups
  • For group trips at home and abroad
  • Also for foreign groups travelling to Germany
  • 70 years of experience in travel insurance

Group travel insurance benefits

International health insurance is the most important insurance for all group trips - no matter if it is a student exchange, youth trip, educational trip, ski and tent camp or similar.

For example, German health insurance companies reimburse abroad at most the costs that would also have been incurred in Germany for treatment. Without health insurance abroad, the patient would be left sitting on the additional costs. Also for travel groups coming to Germany, this insurance is just as important, because the doctors here only agree to treatment if the proof of cost coverage is guaranteed by a health insurance. An optional insurance package can be booked in addition, which is absolutely recommended because of its scope of benefits. Cancellation insurance is also optionally available with/without deductible, as is teacher cancellation insurance for class trips.

The optional property package includes the following insurances, depending on the tariff:

  • Liability insurance
  • Accident insurance
  • Travel legal protection insurance
  • Baggage insurance (optional)

For whom is the group travel insurance?

Especially for group trips with several people, such as school trips, ski camps, graduation trips and educational trips, the probability of an accident or cancellation is particularly high. This applies both to group trips abroad, e.g. class trip Prague, class trip London, class trip Paris, and to group trips to Germany, e.g. class trip Germany or class trip Berlin. In the following we give you detailed information about our insurance offer for pupils, youth and other groups as well as the possibility to take out a group travel insurance directly.

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Important insurances for the group trip:

Health insurance for groups travelling abroad

The international health insurance protects the insured person against high medical or hospital costs, which can arise in the event of illness or injury. In addition, in case of illness, the costs for a medically reasonable return transport are also covered.

The benefits at a glance

Hospital costs for outpatient and inpatient treatment:100 %, if medically necessary and unavoidable
Pain-relieving dental treatment:max. 500 € (not for existing toothache)
Repatriation costs for further treatment in the home country:if medically reasonable and justifiable
Repatriation costs in case of death:up to €25,000

Cancellation insurance group travel

Especially in groups, the probability increases that a travel participant due to acute illness, vaccination intolerance, accident or for example exam repetition can not participate. The travel cancellation insurance offers comprehensive protection against such reasons.

The benefits of our cancellation insurance at a glance

Assumption of cancellation fees:
Return travel costs that exceed the travel price:

Note: Must be taken out at the latest 14 days before the start of the trip.

Travel liability insurance for group travel

Group insurance makes perfect sense here, because not everyone has private liability insurance with worldwide coverage. It covers personal injury, property damage and financial losses to third parties that may occur during the trip.

The benefits at a glance

Personal injury and property damage:5 million euros
financial losses:1 million euros
Damage to rented immovable property:500,000 euros
Damage to rented movable property:

1000 Euromit deductible € 50 per insured event.

Loss of keys:2000 Euromit excess 150 € per insured event.

Group accident insurance

Group accident insurance makes sense especially for trips with a lot of activities, but also for youth groups. It provides financial compensation after accidents and also ensures financial support in the event of disability, total disability or accidental death. The benefits at a glance
Disability benefit:€55,000 (€123,740 for 100% disability).
Death benefit:Under 18 years: € 10,000 / Over 18 years: € 25,000
Daily hospital allowance with convalescence benefit:10 €
Salvage costs:

5000 €

Baggage insurance group travel

The luggage insurance covers damage caused by loss of or damage to luggage.

The benefits of our luggage insurance at a glance

Damage and loss due to transport, force majeure, theft, fire, water:
Ski breakage risk (except rented, borrowed or hired skis):
Camping risk:
Sum insured general:

3000 € (can be increased on request)

Sum insured own musical instruments:1000 €

Travel legal protection insurance group travel

Since not everyone has legal protection insurance with international cover, it makes particular sense for groups, as favourable group rates can be taken out here.

The benefits of our legal protection at a glance

Sum insured:1.000.000 €
Judicial and extrajudicial assertion of claims for damages:
Defence in criminal proceedings or administrative offences for proceedings under labour and social law:

What insurance makes sense for a group trip?

Group trips with several people require comprehensive insurance cover for many reasons. Therefore we can recommend any of the following travel insurances.

Absolutely meaningful & recommendable:

  • International health insurance
  • Travel cancellation insurance
  • Accident/liability insurance

How do I register if the tour guide or other participants have a different insurance period than the group?

If, for example, the group leader or a participant arrives earlier or departs later and thus has a different travel period than the main group, the registration of the group (min. 5 persons with the same travel destination and date) is done via the conclusion of the corresponding group travel insurance and the conclusion of the person with the deviating travel period via our individual travel insurance.

Information and online booking:

Student Travel

Class Trip

Teacher absence insurance

Student exchange

GAPP (German American Partnership Program)

Youth groups

Children and youth groups from Eastern Europe

Club trips

Adult education centre trips

Insurances for the Youth Hostel Association

Annual travel insurance for groups

Important tips & advice:

Tips for ski camps & ski holidays

Note: Only the contents and wording of the insurance policy and the insurance conditions are legally binding.

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