Travel Cancellation Insurance or Travel Cancellation Cost Insurance (RRV) provides for the reimbursement of costs in the event of travel cancellation - in the event of a serious reason for travel cancellation. This applies to all travel cancellation costs as a result of the unexpected non-arrival of your trip - whether vacation trip or business trip, especially for cancellation costs.
Information and services for unique trips
Trip cancellation insurance, with optional Corona benefits, not only covers trip cancellation costs, it also includes trip interruption insurance.
Important information and benefits of the RRV:
Who is this insurance for: | Groups, families and individuals |
Number of trips: | For one trip within the specified time period |
Closing date: | No later than 14 days prior to the start of the trip |
Max. Age of trip participants: | No age limit, however, the date of birth must be provided for each person |
Max. number of trip participants: | No maximum number of people |
Corona services: | Optional: Corona quarantine additional insurance is with deductible. |
Max. Total trip price in Euro: | 10.000 Euro |
Deductible (only for plans with deductible): | The deductible in each claim is 20% of the recoverable damage, minimum 25 euros per person. |
► Calculate especially favorable travel cancellation insurance
► Informations for unique trips
Note: Rebooking costs due to a later arrival (flight rebooking, hotel rebooking, etc.) are NOT insured.
For more information and examples, see questions & answers about:
"One time travel cancellation insurance"
Alternatively: Premium protection
Information and benefits of the annual insurance
The trip cancellation insurance for individuals, couples and families including corona disease not only covers the cancellation costs of the trip, it also includes travel assistance.
More important information and benefits of the RRV:
Who is this insurance for: | Individuals, couples, families* |
Number of trips: | For one or more trips within a year |
Closing date: | No later than 30 days prior to the start of your trip. If the start of your trip is less than 30 days in the future, you can still purchase insurance 3 days after booking your trip. |
Max. Age of trip participants: | No age limit, however, the date of birth must be provided for each person |
With or without travel cancellation insurance: | Travel Cancellation Basic Coverage: Travel Cancellation Insurance (with deductible only) Travel Cancellation Full Coverage: Travel Cancellation Insurance and Travel Curtailment Insurance (with or without deductible). |
incl. Corona benefits: | Cost coverage in case of personal quarantine and/or COVID-19 illness**. |
Max. Total travel price of the trip in Euro: | For a single person max. 10,000 euros For couples and families max. 12,000 euros |
Deductible (only for plans with deductible): | The deductible in each claim is 20% of the eligible loss, minimum 25 euros per person. |
* Definition of couple and family tariff: A couple or family tariff applies to a maximum of two adults (regardless of relationship and residence) and children up to their 21st birthday. Own children can be insured in any number, otherwise a maximum of six children can be insured. All insured persons must be listed by name in the insurance policy.
** A personal quarantine is an order by a public authority to restrict your whereabouts because you have come into contact with a contagious disease.
Corona Benefit Exclusions: No coverage is provided in the event of a quarantine order that applies generally to part or all of the population, to an entire vessel or to an entire geographic area. No coverage is also provided in the event of a quarantine order issued because you have previously traveled to or come from a specific location.
Information on the individual reasons for travel cancellation can be found here ...
If you have to cancel your holiday trip due to sudden illness, a family emergency or an accident, as well as for other reasons (for example, due to a change of job or even unexpected vaccination intolerance) even before the start of the trip, a travel cancellation insurance protects you from incurred cancellation costs when cancelling the trip (even in the case of a partial cancellation).
Reasons for cost coverage in case of travel cancellation can be found here.
IMPORTANT: The travel cancellation insurance must be taken out no later than 30 days after booking the trip. The insurance must be taken out no later than 14 days before the start of the trip. If there are less than 30 days between the booking of the trip and the start of the trip, the travel insurance must be taken out no later than the 3rd working day after the booking of the trip. The annual insurance policies must be taken out 30 days before the start of the journey.
Travel cancellation insurance as individual insurance offers a particularly favourable protection for your holiday.
The costs for the insurance premium are calculated from the information on the total travel price per person and whether conclusion with or without deductible is chosen.
How much does a travel cancellation insurance for one year cost?
An annual travel cancellation insurance is worthwhile if you book several trips per year and allows you to spontaneously take advantage of favorable travel offers.
*Definition of couple and family tariff: A couple or family tariff is valid for a maximum of two adults (regardless of relationship and residence) and children up to their 21st birthday. Own children can be insured in any number, otherwise a maximum of six children are insurable. All insured persons must be listed by name in the insurance policy.
Travel cancellation insurance covers the costs incurred if you cancel a travel booking you have made for serious reasons before the start of the trip (cancellation costs). This includes the money that you have already paid for travel and accommodation and which you will only be partially refunded or not refunded at all by the tour operator or the hotel or transport company if you cancel the trip.
If you have already started your trip on vacation, a cancellation, i.e. a trip cancellation is no longer possible. The costs that may arise in the event of a trip interruption are covered by trip interruption insurance. This is already integrated in our tariff for one-time trips.
With our annual travel cancellation insurance, this can be booked additionally for protection.
Trip interruption insurance is only included for trips up to a maximum of 180 days. If the trip lasts longer than 180 days, the insurance only includes the travel cancellation insurance. Please note that travel cancellation insurance cannot be cancelled, as it takes effect before the start of the trip.
How high the cancellation costs are for travel cancellation always depends on how close to the start of the trip the trip is cancelled.
The following applies: The closer to the start of the trip, the higher the cancellation costs incurred. In the best case, however, they can amount to up to 100% of the travel price (please consider the respective deductible info).
If you take out travel cancellation insurance in good time, however, you need not worry about this, because you will be reimbursed the contractually regulated cancellation costs if you withdraw from the trip for one of the insured reasons.
Last Minute Travel Cancellation Insurance
You want to book your vacation at short notice, then we have just the right travel insurance cover for you. The Last Minute Travel Cancellation Insurance applies to all trips which are started within 30 days after booking the trip. The benefits:
Price from 5 €
► Book your Last Minute Travel Cancellation Insurance online with our partner
Ticket cancellation insurance - cancellation insurance for your ticket
No matter for which event you have bought your ticket: Musical, concert, sports or theater. Ticket Cancellation Protection covers your costs in the event of a cancellation.
Closing date: The insurance must be taken out together with the booking, but no later than 30 days before the start of the event. If there are less than 30 days between the booking and the start of the event, the cancellation insurance must be taken out no later than the 3rd working day after booking.
Price: from 1,40 €
► Book your ticket cancellation insurance online with our partner
Hotel Cancellation Insurance
The right product for you and your family for your vacation in Europe! The Hotel Cancellation Protection plus, the comprehensive coverage of your hotel arrangement including all services booked at the hotel before departure.
Insured events are:
Price: from 8,00 €
► Book your hotel cancellation insurance online with our partner
Seminar Cancellation Insurance
Reasons for seminar cancellation insurance: You book your seminar well in advance and fall ill at short notice? The seminar cancellation insurance will reimburse the cancellation costs incurred, including any hotel costs. Subsequent seminars must be taken out individually in each case.
Our services:
Price: from 6,00 EUR
Flight ticket insurance
With this insurance you can cover your flight ticket and much more against cancellation costs.
Travel cancellation insurance
Annual travel cancellation insurance for as many trips as you wish
When should travel cancellation insurance be purchased?
We recommend that you take out cancellation insurance on the day you book your trip. At the latest in the following three days.
Which insurance company is behind the one-time travel cancellation insurance?
We have special framework contracts with particularly strong benefits from Würzburger Versicherungs AG.
Who is covered by the travel cancellation insurance?
In the tariff of the travel cancellation insurance are insured in case of travel cancellation:
Single trip cancellation insurance: if 5 people have booked a trip and 1 person falls ill, can they all cancel the trip?
In the event of a claim (death, serious accident or unexpected serious illness), the insured person, his or her spouse, parents, children, siblings, grandparents, grandchildren, parents-in-law, children-in-law or, if the trip was booked for 2 persons together, the second person, provided that this person is also insured.
If, for example, you have taken out travel cancellation insurance together with friends or as part of your club trip and one person falls ill, only the costs of the sick person who cannot take the trip will be covered.
What does the travel cancellation insurance not cover?
Not covered (WUV):
What does deductible or excess mean?
Travel cancellation insurance can be taken out with or without an excess:
What does excess or deductible mean?
Important facts about travel cancellation insurance
Are some participants up to 64 years old and others 65 years and older?
Then 2 total travel prices are to be indicated:
The total travel price related to all participants with age up to 64 years and the total travel price related to all participants with age 65 years and older. Please make sure that the number of participants is correctly indicated for the respective age group.
What should be considered when traveling with ascents above 4,500 meters?
The insurance coverage of the travel cancellation and travel interruption insurance only applies to hikes, expeditions or ascents up to a maximum altitude of 4,500 meters. For higher ascents, the insurance coverage no longer applies.
Example with/without deductible
Example with deductible:
deductible at least 25 €; in case of illness 20% of the cancellation invoice, but at least 25 €37 participants (all max. 64 years old) Travel price per participant = 320 €
total travel price: 11.840 € premium: 236,80 €
Example without deductible:
37 participants (all max. 64 years old) Travel price per participant = 320 €
total travel price: 11.840 € premium: 319,68 €
Is travel cancellation insurance tax deductible?
No deductibility for private trips!
Insurance for private travel - including travel cancellation insurance - is in principle not deductible according to the law.
Deductibility for business trips
Atravel cancellation insurance taken out for business trips and business trips due to professional travel reasons can be deducted as a business expense under incidental travel expenses.
What is considered insured with COVID19?
Insured Events (Trip Cancellation Basic Coverage AVB 21):
What happens in the event of damage?
In case of damage, we would need the original cancellation invoice(s), a copy of the booking confirmation(s), in case of illness the original medical certificate with diagnosis, the insurance number and bank details for reimbursement. Insured risks are, for example, a serious accidental injury/acute illness. Please note that a mere positive corona test does not constitute an illness.
No insured event is: quarantine, teacher absence, travel warning, travel ban.
Is cancellation / revocation of a travel cancellation insurance possible?
The travel cancellation insurance cannot be cancelled or revoked. The reason for this is that the insurance takes effect immediately upon conclusion of the contract. The insurance coverage of the travel cancellation insurance ends with the start of the trip. The insurance cannot be revoked even if the entire trip demonstrably does not take place. Travel cancellation insurance covers the financial consequences if you are unable to start a planned trip. Accordingly, the insurance period refers to the period before the trip. Upon receipt of the insurance policy, the insurer's part of the contract (assumption of the risk) is immediately considered fulfilled. Accordingly, the right of cancellation does not apply. For more information on the right of withdrawal, please refer to your insurance confirmation and our legal information: Legal Information - Bernhard Travel Insurance
Further information on:Application / Payment processing / Billing and benefit