Travel cancellation insurance - Reimbursement of costs

Our Highlights

  • easy online booking
  • Individual or annual insurance possible
  • ideal for groups, families and individuals
  • with or without deductible
  • excellent price/quality ratio

► choose tariff

Bernhard Reiseversicherungen ist E-Commerce zertifiziertBernhard Reiseversicherungen bester VersicherungsmaklerBernhard Reiseversicherungen AuszeichnungenBernhard Reiseversicherungen Customer contentment
Home      Insurance      Travel insurance      Travel Cancellation Insurance

Our rates for travel cancellation insurance

Travel Cancellation Insurance or Travel Cancellation Cost Insurance (RRV) provides for the reimbursement of costs in the event of travel cancellation - in the event of a serious reason for travel cancellation. This applies to all travel cancellation costs as a result of the unexpected non-arrival of your trip - whether vacation trip or business trip, especially for cancellation costs.

 

One time travel cancellation insurance

One-time travel cancellation insurance

Benefit from extensive services
and all that from just 1,07 € per person.

► Calculate insurance

Information and services for unique trips

Trip cancellation insurance, with optional Corona benefits, not only covers trip cancellation costs, it also includes trip interruption insurance.

More important information and benefits of the RRV:

Who is this insurance for: Groups, families and individuals
Number of trips: For one trip within the specified time period
Closing date: No later than 14 days prior to the start of the trip and no later than 30 days after the trip is booked.
Max. Age of trip participants:

No age limit, however, the date of birth must be provided for each person

Corona services: Optional: Corona quarantine additional insurance is with deductible.
Max. Total trip price in Euro:

10.000 Euro

Deductible (only for plans with deductible):

The deductible in each claim is 20% of the recoverable damage, minimum 25 euros per person.

► take out travel cancellation insurance now

► Informations for unique trips

Annual travel cancellation insurance

Annual travel cancellation insurance

Relaxed planning of trips throughout the year,
from 29 € incl. Corona services.

► Calculate insurance

Information and benefits of the annual insurance

The trip cancellation insurance for individuals, couples and families including corona disease not only covers the cancellation costs of the trip, it also includes travel assistance.

More important information and benefits of the RRV:

Who is this insurance for: Individuals, couples, families*
Number of trips: For one or more trips within a year
Closing date: No later than 30 days prior to the start of your trip. If the start of your trip is less than 30 days in the future, you can still purchase insurance 3 days after booking your trip.
Max. Age of trip participants:

No age limit, however, the date of birth must be provided for each person

With or without travel cancellation insurance:

Travel Cancellation Basic Coverage: Travel Cancellation Insurance (with deductible only) Travel Cancellation Full Coverage: Travel Cancellation Insurance and Travel Curtailment Insurance (with or without deductible).

incl. Corona benefits:

Cost coverage in case of personal quarantine and/or COVID-19 illness**.

Max. Total travel price of the trip in Euro:

For a single person max. 10,000 euros For couples and families max. 12,000 euros

Deductible (only for plans with deductible):

The deductible in each claim is 20% of the eligible loss, minimum 25 euros per person.

► take out now

* Definition of couple and family tariff: A couple or family tariff applies to a maximum of two adults (regardless of relationship and residence) and children up to their 21st birthday. Own children can be insured in any number, otherwise a maximum of six children can be insured. All insured persons must be listed by name in the insurance policy.

** A personal quarantine is an order by a public authority to restrict your whereabouts because you have come into contact with a contagious disease.

Corona Benefit Exclusions: No coverage is provided in the event of a quarantine order that applies generally to part or all of the population, to an entire vessel or to an entire geographic area. No coverage is also provided in the event of a quarantine order issued because you have previously traveled to or come from a specific location.


When does a travel cancellation insurance pay out?

  • Acute illness
  • Serious accident or death
  • Vaccine intolerance
  • Pregnancy
  • Damage to property
  • Examination repetition/not transfer

Information on the individual reasons for travel cancellation can be found here ...


Why is travel cancellation insurance useful?

If you have to cancel your holiday trip due to sudden illness, a family emergency or an accident, as well as for other reasons (for example, due to a change of job or even unexpected vaccination intolerance) even before the start of the trip, a travel cancellation insurance protects you from incurred cancellation costs when cancelling the trip (even in the case of a partial cancellation).

Reasons for cost coverage in case of travel cancellation can be found here.

Until when is travel cancellation insurance possible?

IMPORTANT: The travel cancellation insurance must be taken out no later than 30 days after booking the trip. The insurance must be taken out no later than 14 days before the start of the trip. If there are less than 30 days between the booking of the trip and the start of the trip, the travel insurance must be taken out no later than the 3rd working day after the booking of the trip. The annual insurance policies must be taken out 30 days before the start of the journey.

How much does travel cancellation insurance cost?

Travel cancellation insurance as individual insurance offers a particularly favourable protection for your holiday.

  • from 1,- Euro per person for the booked trip - depending on the desired rate
  • also available for groups and families

The costs for the insurance premium are calculated from the information on the total travel price per person and whether conclusion with or without deductible is chosen.


How much does a travel cancellation insurance for one year cost?

An annual travel cancellation insurance is worthwhile if you book several trips per year and allows you to spontaneously take advantage of favorable travel offers.

  • from 29,- Euro per person for one year - price per trip up to max. 1.000 €
  • from 65,- Euro for couples and families* - price per trip up to max. 1.000 €

*Definition of couple and family tariff: A couple or family tariff is valid for a maximum of two adults (regardless of relationship and residence) and children up to their 21st birthday. Own children can be insured in any number, otherwise a maximum of six children are insurable. All insured persons must be listed by name in the insurance policy.

What does travel cancellation insurance cover?

Travel cancellation insurance covers the costs incurred if you cancel a travel booking you have made for serious reasons before the start of the trip (cancellation costs). This includes the money that you have already paid for travel and accommodation and which you will only be partially refunded or not refunded at all by the tour operator or the hotel or transport company if you cancel the trip.

Travel interruption insurance

Travel interruption insurance = holiday guarantee

If you have already started your journey, a cancellation, i.e. a travel resignation is no longer possible. The costs that can arise in the case of a trip interruption are covered by a Travel interruption insurance. Depending on the tariff, this is either already integrated or can be booked as an option (see tariff details for travel interruption insurance).

Costs for travel cancellation - Cancellation costs?

How high the cancellation costs are for travel cancellation always depends on how close to the start of the trip the trip is cancelled.

The following applies: The closer to the start of the trip, the higher the cancellation costs incurred. In the best case, however, they can amount to up to 100% of the travel price (please consider the respective deductible info).

If you take out travel cancellation insurance in good time, however, you need not worry about this, because you will be reimbursed the contractually regulated cancellation costs if you withdraw from the trip for one of the insured reasons.

What other travel cancellation insurances are available from BERNHARD?

Last Minute Travel Cancellation Insurance

You want to book your vacation at short notice, then we have just the right travel insurance cover for you. The Last Minute Travel Cancellation Insurance applies to all trips which are started within 30 days after booking the trip. The benefits:

  • If you have to cancel your trip, we will reimburse your contractually owed cancellation costs if an "insured event" occurs, such as an unexpected and serious illness, a change of job or a serious accidental injury.
  • You travel by public transport, the bus is more than 2 hours late and at the airport the plane has already taken off? Here, too, we can help you with our Last Minute Travel Cancellation Insurance
  • You do not have to pay a deductible for all insured events with the exception of outpatient treatment. In this case, the deductible is 20% of the recoverable damage, but at least 25.00 EUR per insured person.
  • You can only take out this insurance for trips that are booked max. 30 days before the start of the trip.

Price from 5 €

► Book your Last Minute Travel Cancellation Insurance online with our partner

Ticket cancellation insurance - cancellation insurance for your ticket

No matter for which event you have bought your ticket: Musical, concert, sports or theater. Ticket Cancellation Protection covers your costs in the event of a cancellation.

Which tickets can you insure with Ticket Cancellation Insurance?

  • Musical tickets
  • Concert tickets
  • Theater tickets
  • Tickets for sports events
  • Area of validity: Germany
  • no deductible

Closing date: The insurance must be taken out together with the booking, but no later than 30 days before the start of the event. If there are less than 30 days between the booking and the start of the event, the cancellation insurance must be taken out no later than the 3rd working day after booking.

Price: from 1,40 €

► Book your ticket cancellation insurance online with our partner

 

Hotel Cancellation Insurance

The right product for you and your family for your vacation in Europe! The Hotel Cancellation Protection plus, the comprehensive coverage of your hotel arrangement including all services booked at the hotel before departure.

Insured events are:

  • Reimbursement of the contractually agreed cancellation costs in the event of non-commencement of the hotel arrangement or the additional costs for the outward journey.
  • Reimbursement of unclaimed services in the event of premature termination of the hotel arrangement
  • Cost absorption of the delayed return journey after the occurrence of an elementary event up to max. 5.000,00 EUR
  • Transmission of information in case of accident or illness
  • Organization and assumption of costs of a return transport to the place of origin in Germany up to 2.500,00 EUR
  • Immediate assistance-around the clock, 365 days a year
  • Area of validity: Europe
  • Deductible: No deductible for all insured events with the exception of outpatient treatment. In this case, the deductible is 20% of the recoverable damage, with a minimum of 25.00 EUR per insured person.
  • Closing date: The insurance must be taken out together with the booking, but no later than 30 days before the start of the trip. If there are less than 30 days between the booking and the start of the trip, the travel insurance must be taken out no later than the 3rd working day after booking.

Price: from 8,00 €

► Book your hotel cancellation insurance online with our partner

Seminar Cancellation Insurance

Reasons for seminar cancellation insurance: You book your seminar well in advance and fall ill at short notice? The seminar cancellation insurance will reimburse the cancellation costs incurred, including any hotel costs. Subsequent seminars must be taken out individually in each case.

Our services:

  • Reimbursement of the contractually owed travel cancellation costs (cancellation costs) for an insured reason
  • Reimbursement of the additional outward travel costs incurred
  • the premiums apply to the insured seminar and any accommodation costs incurred
  • several consecutive seminars must be insured individually
  • Area of validity: Germany
  • Deductible: No deductible for all insured events with the exception of illnesses treated as outpatient. In this case the deductible amounts to 20% of the recoverable damage, but at least 25.00 EUR per insured person.
  • Closing date: The seminar cancellation insurance must be taken out immediately upon booking, but no later than 30 days before the start of the seminar. If there are less than 30 days between the booking of the seminar and the start of the seminar, the travel insurance must be taken out no later than the 3rd working day after booking.

Price: from 6,00 EUR

► More information


Conditions for our products

Travel cancellation insurance

Annual travel cancellation insurance for as many trips as you wish


Questions and answers about travel cancellation insurance (FAQ)

Who is covered by the travel cancellation insurance?

In the tariff of the travel cancellation insurance are insured in case of travel cancellation:
  • insured persons among themselves who have booked a trip together and are named.
  • Dependents of an insured person. These include:
    • Spouse
    • children
    • parents, grandparents, parents-in-law
    • brothers and sisters
    • and depending on the insurance conditions

What does the travel cancellation insurance not cover?

Not covered (WUV):

  • Failure of a student to transfer if it is not a school or class trip.
  • Fees incurred in obtaining foreign currency
  • Failure to catch a flight due to a delayed shuttle bus. (additional costs for rebooking)
  • Dangers of war, civil war or war-like events
  • Unexpected inoculation intolerance in a relative, if the relative is not also insured.
  • Pregnancy: if the mother of the minor insured is not insured
  • Damage to property: if the damage is not substantial in relation to the economic condition or assets of the injured party
  • Repetition of exams: If they do not have to be repeated in order to obtain an extension of school attendance/graduation. If, the trip was booked after the date of failed exam. An early exam is also not insured
  • If, due to the extension of a stay at a health resort, the trip is not started
  • If a) the mental illness already existed before the start of the trip and b)the treatment has not been carried out by a specialist doctor
  • a purely positive corona test (without symptoms)
  • Administrative costs, such as preparatory meetings held beforehand, are not included in the price of the trip.

What does deductible or excess mean?

Travel cancellation insurance can be taken out with or without an excess:
What does excess or deductible mean?

  • If the travel cancellation insurance is concluded without a deductible, the insurance covers the full cancellation costs.
     
  • If the policy is concluded with a deductible, the respective tariff regulates the corresponding share of the insured person in the cancellation costs (20% deductible, minimum 25 euros). In other words, the amount that must be paid by the insured in the event of a claim. Cancellation costs refer to the part of the already paid travel costs which the tour operator does not reimburse in case of cancellation.

Important facts about travel cancellation insurance

  • The travel cancellation insurance ends with the start of the trip and does not cover any costs thereafter.
     
  • For financial damages, which arise, if one terminates the journey prematurely, there is the Trip interruption insurance.
     
  • In most cases, it is advisable to combine travel cancellation insurance with travel interruption insurance , which is already integrated in our tariffs or can be booked as an option.

Are some participants up to 64 years old and others 65 years and older?

Then 2 total travel prices are to be indicated:
The total travel price related to all participants with age up to 64 years and the total travel price related to all participants with age 65 years and older. Please make sure that the number of participants is correctly indicated for the respective age group.

Example with/without deductible

Example with deductible:
deductible at least 25 €; in case of illness 20% of the cancellation invoice, but at least 25 €37 participants (all max. 64 years old) Travel price per participant = 320 €

total travel price: 11.840 € premium: 236,80 €

Example without deductible:
37 participants (all max. 64 years old) Travel price per participant = 320 €

total travel price: 11.840 € premium: 319,68 €

Is travel cancellation insurance tax deductible?

No deductibility for private trips!
Insurance for private travel - including travel cancellation insurance - is in principle not deductible according to the law.

Deductibility for business trips
A travel cancellation insurance taken out for business trips and business trips due to professional travel reasons can be deducted as a business expense under incidental travel expenses.

What is considered insured with COVID19?

Insured Events (Trip Cancellation Basic Coverage AVB 21):

  • You or Your Traveling Companion become so ill (including diagnosis of an epidemic or pandemic disease such as COVID-19) or injured so severely that You are forced to cancel Your Trip. The following condition applies: A physician advises you or your travel companion to cancel your trip prior to travel cancellation.
  • A family member who is not traveling with you becomes ill (including a diagnosis of an epidemic or pandemic disease such as COVID-19) or injured. The following condition applies: The illness or injury must be determined by a physician to be life-threatening or require hospitalization
  • You or your travel companion are quarantined prior to your trip because you have been exposed to: a contagious disease, other than an epidemic or pandemic, or an epidemic or pandemic disease (e.g., COVID-19), but only if all of the following conditions are met: The quarantine specifically affects you or your travel companion. That is, you or your travel companion must be personally named in the quarantine order or directive and quarantined because of an epidemic or pandemic, and the quarantine has not been imposed generally (a) on any part or all of the population, or on any geographic area, building, or vessel. The quarantine must not have been imposed (b) because you or your travel companion have previously traveled to or come from a particular area. This condition (ii) applies even if you or your traveling companion are specifically quarantined by name.

What happens in the event of damage?

In case of damage, we would need the original cancellation invoice(s), a copy of the booking confirmation(s), in case of illness the original medical certificate with diagnosis, the insurance number and bank details for reimbursement. Insured risks are, for example, a serious accidental injury/acute illness. Please note that a mere positive corona test does not constitute an illness.

No insured event is: quarantine, teacher absence, travel warning, travel ban.

Is cancellation / revocation of a travel cancellation insurance possible?

The travel cancellation insurance cannot be cancelled or revoked. The reason for this is that the insurance takes effect immediately upon conclusion of the contract. The insurance coverage of the travel cancellation insurance ends with the start of the trip. The insurance cannot be revoked even if the entire trip demonstrably does not take place. Travel cancellation insurance covers the financial consequences if you are unable to start a planned trip. Accordingly, the insurance period refers to the period before the trip. Upon receipt of the insurance policy, the insurer's part of the contract (assumption of the risk) is immediately considered fulfilled. Accordingly, the right of cancellation does not apply. For more information on the right of withdrawal, please refer to your insurance confirmation and our legal information: Legal Information - Bernhard Travel Insurance

Questions and answers about travel cancellation insurance (FAQ)

Who is covered by the travel cancellation insurance?

In the tariff of the travel cancellation insurance are insured in case of travel cancellation:
  • insured persons among themselves who have booked a trip together and are named.
  • Dependents of an insured person. These include:
    • Spouse
    • children
    • parents, grandparents, parents-in-law
    • brothers and sisters
    • and depending on the insurance conditions

What does deductible or excess mean?

Travel cancellation insurance can be taken out with or without an excess:
What does excess or deductible mean?

  • If the travel cancellation insurance is concluded without a deductible, the insurance covers the full cancellation costs.
     
  • If the policy is concluded with a deductible, the respective tariff regulates the corresponding share of the insured person in the cancellation costs (20% deductible, minimum 25 euros). In other words, the amount that must be paid by the insured in the event of a claim. Cancellation costs refer to the part of the already paid travel costs which the tour operator does not reimburse in case of cancellation.

Important facts about travel cancellation insurance

  • The travel cancellation insurance ends with the start of the trip and does not cover any costs thereafter.
     
  • For financial damages, which arise, if one terminates the journey prematurely, there is the Trip interruption insurance.
     
  • In most cases, it is advisable to combine travel cancellation insurance with travel interruption insurance , which is already integrated in our tariffs or can be booked as an option.

Are some participants up to 64 years old and others 65 years and older?

Then 2 total travel prices are to be indicated:
The total travel price related to all participants with age up to 64 years and the total travel price related to all participants with age 65 years and older. Please make sure that the number of participants is correctly indicated for the respective age group.

Travel cancellation insurance in connection with the German Youth Hostel Association (DJH).

Are you traveling with a group to a youth hostel? Benefit from our special insurance for travel with the German Youth Hostel Association (DJH):

► Travel Cancellation Insurance DJH for Groups ...

Payment in the online transaction

Secure payment with verified SSL connection

Convenient payment with:

- Direct debit / Bank collection

- bank transfer

- Credit card (Mastercard / VISA / American Express)

Other important travel insurances

Health insurance abroad

  • Outpatient and inpatient treatment
  • no deductible in case of illness
  • up to 56 days per holiday
  • without age surcharges

from 9,90 per year/person

► more information

Baggage insurance

  • Loss of luggage
  • Reimbursement for replacement purchases
  • Damage to luggage
  • No deductible

from 25,00 per trip/person

► more information

Annual travel insurance

  • Up to 56 days per trip
  • Worldwide travel cover
  • Unlimited number of trips
  • Simply book online

from 9,90 per person

► more information

Page Content

             |              Home             |              Imprint


Kundenzufriedenheit