Our vacation insurances offer particularly powerful rates for group insurances of any kind, whether club, adult education center, youth trip, student exchange or class trip. We offer the optimal coverage at favorable group conditions. Especially for group travels like vacation camps, tent camps or school trips a comprehensive insurance coverage is important. So that you can decide for yourself which insurance makes sense for you, we present you the corresponding travel insurances. Our recommendations differ between domestic and international travel.
Health insurance abroad
International health insurance for the family is the most important travel insurance and a must for every family vacation. Since the statutory health insurance does not usually offer sufficient protection abroad, you should take out additional insurance. It covers incurred medical costs, whether inpatient or outpatient, as well as costs for medical repatriation, if this is medically reasonable and justifiable.
Note: Some private health insurances include foreign countries. Find out in advance whether this applies to you and, if so, which countries are covered and to what extent.
Benefits of the international health insurance (excerpt)
Insurance line | Scope of insurance | |
---|---|---|
Health insurance abroad | ||
Medical expenses for outpatient and inpatient medical treatment | ✓ | |
Pain-relieving dental treatment | ✓ | |
Repatriation costs for further treatment in the home country | if medically necessary and justifiable | |
Repatriation costs in the event of death | ✓ |
Our insurance package
Our insurance package includes a total of the following insurances:
Travel liability insurance
Travel liability insurance is absolutely recommended for families who do not have private liability insurance with worldwide coverage. Because even a small carelessness can cause personal injury, property damage or financial loss during a stay abroad. This can lead to high claims for damages, which are then asserted against you. The conclusion is possible until the day of departure. The liability insurance covers the costs in case of damage caused by family members for the duration of the trip.
Travel liability insurance cannot be booked separately, it can only be taken out in conjunction with the insurance package if you have the appropriate travel insurance.
Travel accident insurance
Travel accident insurance is also included in our insurance package for vacation insurance and basically works like private accident insurance. It provides financial compensation after accidents and also provides financial support in the event of disability, total disability or accidental death.
Legal expenses insurance
Not all legal protection insurance is valid abroad, but sometimes legal assistance is needed in foreign countries. The benefits correspond to a conventional legal protection insurance, only the scope includes foreign countries. Travel legal protection insurance cannot be booked separately, but only as part of a insurance package.
Overview of services (excerpt)
Line of insurance | Scope of insurance | |
---|---|---|
Travel liability insurance | ||
personal injury and property damage | 5 Mio. | |
financial loss | 1 Mio. | |
damage to rented immovable property | 500.000 € | |
damage to rented movable property (except motor vehicles of all types) | 1.000 € | |
with deductible | 50 € per insured event | |
loss of keys | 2.000 € | |
with deductible | 150 € per insured event | |
Travel accident insurance | ||
Disability benefit | 55,000 € (123,750 € in case of 100 % disability) | |
death benefit | under 18 years 10.000 € / over 18 years 25.000 € | |
Daily hospital allowance with convalescence benefit | 10 € | |
Rescue costs | 5.000 € | |
travel legal protection | ||
judicial and extrajudicial assertion of claims for damages | ✓ | |
Defense in criminal proceedings or administrative offenses for labor and social law proceedings | ✓ | |
Sum insured | 1,000,000 € |
Our insurance package
Our insurance package includes a total of the following insurances:
Travel liability insurance
Travel liability insurance is absolutely recommended for families who do not have private liability insurance with worldwide coverage. Because even a small carelessness can cause personal injury, property damage or financial loss during a stay abroad. This can lead to high claims for damages, which are then asserted against you. The conclusion is possible until the day of departure. The liability insurance covers the costs in case of damage caused by family members for the duration of the trip.
Travel liability insurance cannot be booked separately, it can only be taken out in conjunction with the insurance package if you have the appropriate travel insurance.
Travel accident insurance
Travel accident insurance is also included in our insurance package for vacation insurance and basically works like private accident insurance. It provides financial compensation after accidents and also provides financial support in the event of disability, total disability or accidental death.
Legal expenses insurance
Not all legal protection insurance is valid abroad, but sometimes legal assistance is needed in foreign countries. The benefits correspond to a conventional legal protection insurance, only the scope includes foreign countries. Travel legal protection insurance cannot be booked separately, but only as part of a insurance package.
Overview of services (excerpt)
Line of insurance | Scope of insurance | |
---|---|---|
Travel liability insurance | ||
personal injury and property damage | 5 Mio. | |
financial loss | 1 Mio. | |
damage to rented immovable property | 500.000 € | |
damage to rented movable property (except motor vehicles of all types) | 1.000 € | |
with deductible | 50 € per insured event | |
loss of keys | 2.000 € | |
with deductible | 150 € per insured event | |
Travel accident insurance | ||
Disability benefit | 55,000 € (123,750 € in case of 100 % disability) | |
death benefit | under 18 years 10.000 € / over 18 years 25.000 € | |
Daily hospital allowance with convalescence benefit | 10 € | |
Rescue costs | 5.000 € | |
travel legal protection | ||
judicial and extrajudicial assertion of claims for damages | ✓ | |
Defense in criminal proceedings or administrative offenses for labor and social law proceedings | ✓ | |
Sum insured | 1,000,000 € |
Travel Cancellation Insurance
The travel cancellation insurance covers the whole family if the family vacation can not be taken. Be it because of an acute illness, vaccination intolerance, pregnancy, serious accident or death. The travel cancellation insurance is especially recommended for family trips, because they are usually more expensive trips. Benefit here from our favorable family rates. In addition, we offer separate cancellation insurance for hotels, seminars or tickets, as well as last-minute travel cancellation insurance.
Travel cancellation benefits (excerpt): | |
Assumption of cancellation fees | |
Return travel costs that exceed the travel price | |
Note: Must be taken out no later than 14 days before the start of the trip |
You can conclude the travel cancellation here
Corona quarantine supplementary insurance
Insured events: In the case of the insured person, in the case of persons living in a domestic community with the insured person and in the case of insured persons who have booked and insured a trip together with another person,
Not covered:
Deductible:
Baggage insurance
It is not always possible to keep an eye on luggage, above a certain size or weight it is stowed in a separate place during a flight, bus or train journey, but even in the hotel it is often left unattended. Unfortunately, this occasionally leads to theft, damage to the luggage or it gets lost during the trip. Since many people understandably do not want to do without their camera, laptop or other valuable electronic devices on vacation, luggage insurance is worthwhile. It covers the damage incurred in the event of loss or damage. Luggage insurance can be booked as an individual policy or as part of a package with certain travel insurance policies.
Benefits of baggage insurance (excerpt): | |
Damage and loss due to transport, force majeure, theft, fire, water. | |
Ski breakage risk (except rented, borrowed or leased skis). | |
Camping risk | |
General sum insured | 3.000 € (can be increased on request) |
Insured amount own musical instruments | 1.000 € |
Group trips to a youth hostel
Group trips of the adult education centre
Note: Only the contents and wording of the insurance policy and the insurance conditions are legally binding.