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Vacation insurance for groups: Our group travel insurance from 5 persons

Our vacation insurance offers particularly high-performance rates for group insurance of any kind, whether club, adult education center, youth trip, student exchange or class trip. We offer the optimal coverage at favourable group conditions.

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Our Highlights

  • Reasonable group rates
  • Easy online booking
  • Awarded multiple times
  • High customer satisfaction

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Overview of our vacation insurance policies

Youth groups

from 0,23 € per day/person

  • International Health Insurance
  • Travel at home and abroad
  • Up to 90 days per trip
  • Additional packages available

more information

Youth groups from eastern europe

Clubs and associations

from 0,23 € per day/person

  • International Health Insurance
  • Worldwide travel protection
  • Up to 90 days per trip
  • Additional packages available

more information

School trips

from 0,23 € per day/person

  • International Health Insurance
  • Up to 90 days per trip
  • Additional packages available
  • Teacher travel cancellation

more information


German youth hostel group travel

from 0,90 € per day

  • Travel cancellation insurance
  • Liability insurance
  • Accident insurance
  • Only for people resident in Germany!

more information


Student exchange

from 0,23 € per day/person

  • International Health Insurance
  • worldwide exchanges
  • Up to 90 days per trip
  • Additional packages available

more information


Community colleges

from 0,23 € per day/person

  • International Health Insurance
  • Affordable tariffs
  • Up to 90 days per trip
  • Additional packages available

more information


Coverage of vacation insurance for groups

No matter whether it's an educational trip, camp, football camp or student exchange, the most important insurance is the International Health Insurance. A travel cancellation insurance also makes absolute sense for groups, as there is a higher probability that a participant will cancel. In addition, you can also book a package which is highly recommended.

Property package: depending on the tariff, the following insurances are also included:

  • Liability insurance
  • Accident insurance
  • Legal protection insurance
  • Luggage insurance (optional)

In the following we will introduce you to the individual insurance and its benefits.

Our travel insurance for groups:

International Health Insurance

International health insurance protects the insured group of people against high medical or hospital costs that may be incurred in the event of illness or injury. In addition, in the event of illness, the costs for medically appropriate return transport are also covered.

Services at a glance:

Hospital costs for outpatient and inpatient treatment:100 %, if medically necessary and unavoidable
Analgesic dental treatment:max. 500 € (not for existing toothache)
Repatriation costs for further treatment in the home country:if medically reasonable and justifiable
Transfer costs in case of death:Up to 25.000 €

Travel cancellation insurance

Especially in groups, the probability increases that a participant will not be able to participate due to an acute illness, vaccination intolerance, accident or, for example, repeat testing. The travel cancellation insurance offers comprehensive protection against such reasons.

The benefits of our cancellation insurance at a glance

Coverage of cancellation fees:
Return travel costs that exceed the travel price:

Notice: Must be completed at least 14 days before the start of the trip

Travel liability insurance

Here a group insurance makes sense, because not everyone has a private liability insurance with worldwide coverage. It covers personal injury, property damage and financial losses to third parties that may occur during the trip.

Overview of the services

Personal injury and damage to property:5 Million Euro
Property damage:1 Million Euro
Damage to rented immovable property:500.000 Euro
Damage to rented movables:

1000 Euro
with deductible 50 € per claim

Loss of keys:2000 Euro
with deductible 150 € per claim

Group accident insurance

Group accident insurance makes sense above all for active trips, but also for youth groups. It provides financial compensation after accidents and also provides financial support in the event of disability, total disability or accidental death.

Overview of the services

Invalidity payment:55.000 € (123.740 € for 100% disability)
Death benefit:Under 18 years: 10.000 € / Over 18 years: 25.000 €
Hospital daily allowance with convalescence allowance:10 €
Rescue costs:

5000 €

Travel luggage insurance

The baggage insurance covers damage caused by loss or damage to baggage.

The benefits of our luggage insurance at a glance

Damage and loss through transport, force majeure, theft, fire, water:
Risk of ski breakage (except rented, hired or loaned skis):
Camping Risk:
General sum insured:

3000 € (may be increased on request)

Sum insured own musical instruments:1000 €

Legal protection insurance

As not everyone has legal protection insurance with foreign cover, it makes particular sense for groups, as favourable group tariffs can be taken out here.

The services of our legal protection at a glance

Insured amount:1.000.000 €
Judicial and extrajudicial assertion of claims for damages:
Defence in criminal proceedings or administrative offences for labour and social law proceedings:

Why it is worth taking out holiday insurance through Bernhard Reise?

  • Favourable contracts which are also particularly effective
  • Tailored to the special needs of holiday travel
  • For holiday trips at home and abroad
  • For foreign groups travelling to Germany
  • 70 years of experience in travel insurance

Which travel insurance makes sense for vacation?

Comprehensive insurance cover is particularly important for group travel, which is why each of the listed travel insurances makes sense.

Highly recommended:

  • International health insurance
  • Travel cancellation insurance
  • Accident- / Liability insurance
Which vacation insurance for groups makes sense?
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