GAPP is a student exchange program between Germany and the USA to promote school partnerships. School classes from both countries can visit each other to get to know the language and culture of the host country better. Information on how to find partner schools can be found at the bottom of this page.
For American schools that already have German classes or are planning to do so, funding can also be applied for.
Health insurance abroad
The most important travel insurance for lecturers, collegiate students and interns when traveling abroad is the international health insurance, which you can purchase here directly for the desired travel period and the participating person.
Benefits of the international health insurance (excerpt)
| Insurance line | Scope of insurance | |
|---|---|---|
| Health insurance abroad | ||
| Medical expenses for outpatient and inpatient medical treatment | ✓ | |
| Pain-relieving dental treatment | ✓ | |
| Repatriation costs for further treatment in the home country | if medically necessary and justifiable | |
| Repatriation costs in the event of death | ✓ |
Travel Cancellation Insurance
Travel cancellation insurance covers the cancellation or rebooking costs if you cannot start the trip for an insured reason. In addition, you also have insurance coverage in the event of trip interruption, i.e. if you have to end the trip prematurely.
Important information on the scope of insurance in relation to Corona:
In the event of Corona illness, the following applies: in deviation from the underlying conditions, Pandemic (Corona/ Covid-19) is deemed to be covered. Please note that an exclusively positive test does not constitute an illness.
In the event of a corona-relatedquarantine, you can additionally book our Corona supplementary module.
Corona quarantine supplementary insurance
Corona Quarantine Supplemental Insurance may be purchased in addition to Travel Cancellation Insurance.
Insured events:
In the case of the insured person, in the case of persons living in a domestic community with the insured person and in the case of insured persons who have booked and insured a trip together with another person
Not covered are:
Deductible: The insured person bears 20% of the recoverable damage himself, at least 25.- € per person.
Our insurance package
For comprehensive coverage during your trip, we recommend our insurance package with liability, accident, and legal protection insurance as an optimal supplement to the international health insurance. This allows you to enjoy your stay in Germany without worries. Simply book the property package when you take out the policy online.
Travel liability insurance
Travel liability insurance is absolutely recommended for foreign lecturers in order to protect themselves against claims for damages against third parties, which may arise from personal injury, property damage or financial loss. In Germany, these can be very high. The insurance can be taken out until the day of departure. The liability insurance covers the costs of damages caused by you for the duration of your stay.
Travel liability cannot be booked separately, it can only be taken out in conjunction with the property package if you have the appropriate travel insurance.
Travel accident insurance
Travel accident insurance is also included in our property package and basically works like private accident insurance. It provides financial compensation after accidents and also provides financial support in the event of disability, total disability or accidental death.
Legal expenses insurance
In Germany, legal disputes can incur immense costs, and legal expenses insurance covers lawyer's fees and court costs. Travel legal protection insurance cannot be booked separately, but only as part of the property package.
Overview of services (excerpt)
| Line of insurance | Scope of insurance | |
|---|---|---|
| Travel liability insurance | ||
| personal injury and property damage | 5 Mio. | |
| financial loss | 1 Mio. | |
| damage to rented immovable property | 500.000 € | |
| damage to rented movable property | 1.000 € | |
| with deductible | 50 € per insured event | |
| loss of keys | 2.000 € | |
| with deductible | 150 € per insured event | |
| Travel accident insurance | ||
| Disability benefit | 55,000 € (123,750 € in case of 100 % disability) | |
| death benefit | under 18 years 10.000 € / over 18 years 25.000 € | |
| Daily hospital allowance with convalescence benefit | 10 € | |
| Rescue costs | 5.000 € | |
| travel legal protection | ||
| judicial and extrajudicial assertion of claims for damages | ✓ | |
| Defense in criminal proceedings or administrative offenses for labor and social law proceedings | ✓ | |
| Sum insured | 1,000,000 € |
Additional coverage Pratikum damage
Insurance coverage of legal liability within the scope of an internship for personal injury and property damage and resulting financial losses. The supplementary insurance Internship Damage can only be taken out in conjunction with the Property Package.
Legal expenses insurance
Legal protection insurance supports you in legal disputes abroad by reimbursing the costs of lawyers, court and experts.
Baggage insurance
Baggage insurance reimburses you for the costs of the contents of your baggage in the event of theft, robbery or destruction by fire, for example.
► Information sheet on GAPP insurance
Note: Only the contents and wording of the insurance policy and the insurance conditions are legally binding.
- KMK-PAD: GAPP-Info and documents about partner school search, promotion etc.
- Search and find partner schools - an initiative of the German Foreign Office
- American Association of Teachers of German: Info about partner school search in Germany
What additional insurance is needed if individual participants cannot make the GAPP trip?
In the event that individual insured participants/students/teachers are unable to participate in the GAPP trip due to acute serious illness, accident or death, you will need travel cancellation insurance. This will provide reimbursement of cancellation costs for these individuals in the event of trip cancellation. However, the other insured participants will take part in the trip.
Costs of a travel cancellation insurance
Example: If all persons to be insured are max. 64 years old and the travel price per person is max. 3,000 euros, the insurance costs are:
a) with deductible: 2 % of the stated total travel price
b) without deductible: 2.7 % of the stated total travel price.
Booking
Trip cancellation insurance: can be optionally booked at the time of booking
Booking deadline
Please note that for trip cancellation insurance an online booking is required at least 14 full days before departure!
What additional insurance is needed if the GAPP trip does not happen due to teacher cancellation?
In the event that the entire GAPP trip cannot take place because a teacher cannot participate in the GAPP trip due to acute serious illness, accident or death and no other teacher can stand in for him/her, you need the so-called teacher cancellation insurance. This covers the cancellation costs.
Total trip price
The maximum limit of the total trip price for the GAPP trip is 30,000 Euros.
Booking
The teacher cancellation insurance (with/without deductible) can be booked easily with a click when booking the GAPP travel insurance.
Booking deadline
Please note that online booking is required at least 14 full days before the start of the trip for teacher absence insurance!
What if the travel time of one or more participants differs from the main group?
Register main group online
If the travel period of one or more participants differs from the main group, please register the main group online with 1 travel period (minimum 5 participants).
Deviating participants
Then send us an email with the booking number and the participants (first name, last name, date of birth) with the deviating travel period(s). We will then insure them with the booking number -A, -B, -C, ... insure.
Payment for different travel periods
Please note that payment for participants with different travel periods can only be made by bank transfer or direct debit (not by credit card).
To avoid the high transfer fees, you may want to ask your German partner school to do the transfer for you and hand over the money in Germany. If you prefer to pay by direct debit from a German account, please indicate the account holder + IBAN.
What should I bear in mind when booking?
Data of the participants
If you register online, please make sure that you have the first and last name as well as the date of birth of all participants available.
Provide a guest address
The "guest address" requested at the beginning of the online registration is the address of the host school inviting the students to come.
Detailed Confirmation
Do you need a detailed confirmation with the names of the insured? If so, please DO NOT upload a list of attendees, but manually enter their names and dates of birth.
This will allow us to create a named confirmation. Alternatively, if the invoice/confirmation is sufficient, you can upload a list of participants (Excel, Word, pdf).
How to pay at the time of booking?
Credit card
Payment by credit card is only possible with online registration.
Bank transfer
If you would like to pay by bank transfer, please state the invoice number (= voucher number) and note that the bank charges are to be paid by you.
Direct debit
If you prefer to pay by direct debit from a German account, we need the account holder, IBAN and BIC.
What does the international health insurance not cover?
Not insured are:
What is covered under an overseas health insurance policy in the event of a Covid-19 illness?
How do I register if the tour guide or other participants have a different insurance period than the group?
The GAPP main group (same travel period, same product and same destination) can register viathis link.
Participants whose travel period differs from the main group register as"foreign guests in Germany".
If the GAPP registration has not been done yet:
We ask the customer to register them as foreign guests in Germany.
If the GAPP registration including travel cancellation insurance has already been done:
The customer registers the participant with a different travel period under foreign guests in Germany, butWITHOUT travel cancellation insurance.
He enters the date on which the guest insurance begins as the entry date (so that he can complete the registration).
After the conclusion he sends us an email that it is an extension of the GAPP-Vers. xx. In this way it can be ensured that the total allowed travel period is not exceeded.
Further information on:Application / Payment processing / Billing and performance.
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