Travel insurance for adult education centers

Our highlights

  • For groups from 5 persons
  • Travel duration up to 90 days
  • Comprehensive protection in Germany
  • Online travel administration

from 0,23 € per person

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What travel insurance do I need for VHS trips?

Recommended insurances

Who can take out VHS travel insurance?

Important information

What travel insurances do I need for adult education centers?

With our specially developed travel insurance for adult education centers, your group is covered in the best possible way - and at an excellent price-performance ratio.

For groups of at least 5 people with the same travel destination and date.

Our travel insurance for adult education centers applies to trips to Germany.

Insurances for club trips abroad

Basic cover

Health insurance abroad

The international health insurance is the basis for insurance protection during a group trip abroad as a club or association. Additional costs incurred due to treatment or hospitalisation abroad are covered. Likewise, a necessary repatriation from abroad for a corresponding further treatment in the home country. Our international health insurance also covers you if you have to be treated for a Corona disease.

Insurance for travel within Germany

 

Overview of services (excerpt)

Line of insurance Scope of insurance  
Travel liability insurance    
personal injury and property damage 5 Mio.  
financial loss 1 Mio.  
damage to rented immovable property 500.000 €  
damage to rented movable property 1.000 €  
with deductible 50 € per insured event  
loss of keys 2.000 €  
with deductible 150 € per insured event  
Travel accident insurance    
Disability benefit 55,000 € (123,750 € with 100 % disability)  
death benefit under 18 years 10.000 € / over 18 years 25.000 €  
Daily hospital allowance with convalescence allowance 10 €  
rescue costs 5.000 €  
travel legal protection    
judicial and extrajudicial assertion of claims for damages  
Defence in criminal proceedings or administrative offences for labour and social law proceedings  
sum insured 1.000.000 €  

Recommended additional cover for travel abroad

Our property package (Travel liability, Accident, Legal expenses insurance)

Our property package covers you against third-party claims for damages and provides financial support in the event of an accident resulting in disability. The legal expenses insurance also supports you in the event of legal disputes.

The following insurances are included in our property package:

  • Travel liability insurance
  • Accident insurance
  • Legal expenses insurance

Overview of services (excerpt)

Line of insurance Scope of insurance  
Travel liability insurance    
personal injury and property damage 5 Mio.  
financial loss 1 Mio.  
damage to rented immovable property 500.000 €  
damage to rented movable property 1.000 €  
with deductible 50 € per insured event  
loss of keys 2.000 €  
with deductible 150 € per insured event  
Travel accident insurance    
Disability benefit 55.000 € (123.750 € with 100 % disability)  
death benefit under 18 years 10.000 € / over 18 years 25.000 €  
Daily hospital allowance with convalescence allowance 10 €  
rescue costs 5.000 €  
Travel legal protection    
judicial and extrajudicial assertion of claims for damages  
Defence in criminal proceedings or administrative offences for labour and social law proceedings  
sum insured 1.000.000 €  

Recommended additional cover for domestic and international travel

Travel Cancellation Insurance

If you have to cancel your trip for an insured reason even before the start of the trip, travel cancellation insurance protects you against cancellation costs incurred when you cancel your trip. Trip interruption insurance also covers you in the event of early termination of the trip. In addition, the insurers usually reimburse the costs for the unused travel services as well as possible additional costs incurred by the early return trip. In the travel cancellation insurance, you can choose between coverage with deductible or without deductible. The deductible amounts to 20% of the reimbursable costs.

Benefits of the travel cancellation costs (excerpt):
Assumption of cancellation fees
Return travel costs exceeding the travel price
Note: Must be taken out no later than 14 days before the start of the trip

Corona quarantine supplementary insurance

Insured events: In the case of the insured person, persons living in a domestic community with the insured person and insured persons who have booked and insured a trip together with another person,

  • there is a suspicion of infection with the coronavirus (COVID-19). This applies if, for this reason, domestic isolation (quarantine) becomes necessary as a result of an official measure (e.g. order) on the basis of a statutory basis (e.g. decree).
  • An infection with the coronavirus(Covid-19) has been diagnosed. This applies if, for this reason,domestic isolation (quarantine) becomes necessary as a result of an official measure (e.g. order) or an order by an authorised third party (e.g. doctor) on the basis of a legal basis (e.g. prescription).

Not covered:

  • Local, regional or supra-regional quarantine measures ordered by the authorities.
  • Contact or exit restrictions
  • Travel warnings
  • Quarantine after entry
  • Insured events that occurred prior to the commencement of insurance cover.

Deductible:

  • The insured person bears 20% of the recoverable damage himself, with a minimum of €25 per person.

Baggage insurance

Baggage insurance reimburses you for the cost of the contents of your luggage in the event of theft, robbery or destruction by fire, for example.

Benefits of the baggage insurance (excerpt):
Damage and loss due to transport, force majeure, theft, fire, water.
Ski breakage risk (except rented, borrowed or leased skis)
Camping risk
General sum insured 3.000 € (can be increased on request)
Insured amount own musical instruments 1.000 €

Internship damage supplementary insurance

This additional module can be taken out as a supplement to the benefits package. It covers participation in job-specific internships in Germany and abroad, including as part of a degree program or Erasmus Plus program.

Benefits of the internship damage supplementary insurance (excerpt):
Optional additional liability coverage for internship damage
Participation in job-specific internships
Within the framework of a study program or Erasmus-Plus program:
Personal injury and property damage: Up to the agreed coverage amount of the liability insurance for personal injury and property damage.
Outside of a study program or Erasmus-Plus program:
Personal injury and property damage: with a lump sum coverage of 10.000 € with a deductible of 100,- € per insured event.

Who can close the travel insurance for adult education centers?

These specially developed travel insurances for adult education centers can be taken out by German Adult Education Centers for travel measures in Germany and abroad as well as by foreign Adult Education Centre groups for trips to Germany. This applies to groups of 5 or more people.

In cooperation with the German Landesjugendringe, we have created favourable travel insurance framework contracts for adult education centers that are tailored to their special needs. Different age groups are also taken into account.

Important information about travel insurance for adult education centers at a glance:

  • Favourable travel insurance framework tariffs especially for adult education centers
  • Group insurance for trips of German groups in Germany and abroad as well as for trips of foreign groups in Germany
  • Travel groups from 5 persons
  • The insurance is valid for a travel duration of 90 days
  • The entire travel insurance is valid worldwide, except in war zones
  • The currently valid insurance tax is already taken into account in the premiums (health insurance is tax-free)

Paying when closing online

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Convenient payment with:

  • SEPA direct debit
  • Invoice
  • Credit card
  • Giropay
  • Instant bank transfer
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