Volunteers insurance for a voluntary social year or voluntary service abroad

Our highlights

  • for stays up to 5 years
  • with or without deductible
  • up to 34 years
  • outpatient and inpatient treatments
  • various additional services selectable

from 0,90 € per day

► Calculate now

Bernhard Reiseversicherungen Bewertungen
  • Worldwide travel cover
  • Multiple awards
  • Favourable premiums
  • Unique insurance benefits
  • 70 years of experience
Home      Travel insurance      Working abroad      Volunteers

FSJ Health Insurance - Voluntary Year Abroad

The voluntary social year (FSJ) is ideal to orientate oneself professionally and personally before studying or other training. It is an excellent way to get to know the area in which you might want to work later. Or use the time as a bridging measure if a place at university has not yet been found. Practical voluntary service in Germany or abroad brings in any case a lot of experience, which also makes itself good in the curriculum vitae!

To ensure that young people are well covered during their voluntary year abroad beyond the statutory insurance, BERNHARD offers a specially tailored insurance package for comprehensive protection.

Calculate your FSJ health insurance now free of charge & without obligation

► Calculate insurance

What is a voluntary social year abroad?

The voluntary social year abroad or voluntary service abroad offers motivated adolescents and young adults from 16 years the opportunity to gain experience abroad.
Although the volunteer has statutory health insurance abroad, this is usually not sufficient. A possibly necessary return transport of the patient, for example, is not covered. Thus, as a volunteer, you are responsible for comprehensive insurance coverage (possibly the sponsoring organization will cover the costs).
Therefore, an international health insurance should always be taken out for the FSJ abroad, especially for non-European countries, and is the basis of the insurance coverage.

Which insurances are important for volunteers during a social year?

How do I have health insurance during my FSJ?

Recommended travel insurance for an FSJ abroad:

International health insurance

International health insurance protects against high medical costs abroad and is essential for a voluntary social year, as domestic health insurance often does not cover all costs abroad.

Important benefits:

  • Assumption of medical and hospital costs
  • Medically necessary return transportation
  • Assumption of medication costs
  • 24/7 emergency call service
  • Assumption of costs for pain-relieving dental treatment
  • Daily allowance for hospitalization
  • Assumption of costs for medical treatment and rehabilitation

Travel cancellation insurance

Travel cancellation insurance protects against high cancellation costs if you are unable to go on a planned trip for important reasons and is particularly useful for expensive trips to avoid financial losses.

Important benefits:

  • Reimbursement of cancellation costs in the event of non-commencement of the trip
  • Reimbursement of rebooking fees

► Calculate travel cancellation insurance

 

Zusätzlicher Reiseschutz für ein FSJ im Ausland:

Haftpflicht-, Unfall- und Notfallversicherung

Die Reisehaftpflicht-, Unfall- und Notfallversicherung gehören zu einem Versicherungspaket, welches kostengünstig dazu gebucht werden kann

Reise-Haftpflichtversicherung:

Mit der Reisehaftpflichtversicherung sind Sie auf Reisen gegen Schäden, die Sie im Alltag verursachen und für die Sie haften, abgesichert – allerdings mit einem Selbstbehalt.

  • Deckungssumme für Personen- und Sachschäden bis zu 1.000.000,00 EUR.
  • Absicherung für Mietschäden bis zu 10.000,00 EUR.

Reise-Unfallversicherung:

Bei einem Unfall während Ihrer Reise erhalten Sie Leistungen für Invalidität, im Todesfall sowie für Bergungs- und Transportkosten.

  • Deckungssumme bei Invalidität bis zu 20.000,00 EUR.
  • Versicherungsbetrag im Todesfall: 10.000,00 EUR.
  • Für Kinder im Todesfall: 5.000,00 EUR.

Notfallversicherung:

Während Ihrer Reise erhalten Sie Unterstützung und Serviceleistungen für Schäden und unerwartete Vorfälle, sowohl am Urlaubsort als auch zu Hause.

Reisegepäckversicherung

Eine Reisegepäckversicherung schützt Ihr Gepäck vor Verlust, Diebstahl oder Beschädigung auf Reisen, und ist für ein freiwilliges soziales Jahr im Ausland besonders wichtig, da längere Aufenthalte und wertvolles Gepäck (Kamera, Laptop, etc.) das Risiko solcher Vorfälle erhöhen.

Wichtige Leistungen:

  • Erstattung bei Verlust oder Diebstahl des Gepäcks
  • Deckung bei Beschädigung des Reisegepäcks
  • Ersatzbeschaffung notwendiger Dinge bei verspäteter Gepäckauslieferung
  • Übernahme von Kosten für den Ersatz von Reisedokumenten
  • 24/7 Notrufservice
  • Ersatz für technische Geräte und Wertgegenstände
  • Erstattung bei vorübergehendem Gepäckverlust durch die Fluggesellschaft.

What additional insurances are recommended for the voluntary year abroad?

Additional travel insurance for Volunteer Service abroad and in Germany offers more comprehensive travel protection and can be booked as an optional package in addition to the international health insurance:

Additional insurance package (property package):

Insurance in a package: emergency-, liability-, accident insurance and legal expenses insurance, as well as luggage insurance.
Simply book this package when you take out your policy online!

► Calculate volunteers insurance now and select the additional property package

What to consider with voluntary year insurance?

  • For whom: The insurance for the voluntary social year is for people who are not older than 34 years (Older people can inquire directly with us in advance)
  • Duration:  The travel insurance for young people is valid for up to 5 years abroad
  • Where to:  The travel protection is valid worldwide and can be chosen with or without protection for USA/Canada
  • Conclusion: Take out travel insurance before starting the trip abroad!

Note: Only the contents and wording of the insurance policy and the insurance conditions are legally binding.

What benefits are included in the volunteers insurance?

Benefits of the international health insurance for A Voluntary year abroad:

Questions and answers about the voluntary social year (FAQ)

Where can you do a voluntary year abroad?

You can do a Voluntary social year abroad in any country. Necessary is: you have to find a provider or a sending organization with headquarters in your home country that has a partner organization and an assignment site in the country to which you would like to travel. The voluntary social year is also considered an educational year, not only a voluntary service.

What are the most popular countries for a voluntary social year abroad?

The most popular countries for an FSJ abroad are the USA, Canada, South Africa, New Zealand and Australia.
You can find important information about FSJ in these countries in our blog:
Voluntary social year abroad - These are the 5 most popular countries

What does a voluntary social year abroad cost?

In principle, the voluntary service year is state-subsidized. However, volunteers usually have to pay for travel expenses, local travel costs and voluntary service health insurance themselves. An voluntary service abroad is more expensive than an voluntary service in your home country because of the travel costs. It is also possible that you will have to pay part of the visa costs and pocket money yourself if these exceed the government subsidies.

What do you do during a voluntary social year?

There is a whole range of voluntary services, with different activities and tasks in many social institutions and other areas:

  • Child and youth work: educational, pedagogical tasks (kindergarten, after-school care, school)
  • Health and care: medical/nursing activities (e.g. in hospital, care of the elderly, )
  • in associations: e.g. sports clubs, environmental and nature conservation associations, etc.
  • Politics, art, society: e.g. cultural and educational institutions

Trust in our expertise

 

Germany's best

We are one of the best in the industry, see for yourself.

► more about this

High customer satisfaction

Over 60 years of experience with travel insurance pays off.

► more about this

Digital process

We offer much more than just a digital customer account.

► other advantages

Other important travel insurances

Travel Cancellation Insurance

  • Reimbursement of cancellation costs
  • Reimbursement of cancellation costs
  • optional Corona illness

from 1,07 € per trip

► book now

more information

Luggage insurance

  • Loss of luggage
  • Damage to luggage
  • Reimbursement for replacement purchases

from 25,- € per trip

► book now

more information

Annual cancellation insurance

  • worldwide travel cover
  • incl. Corona services
  • as many trips as you like

from 29 € per year

► book now

more information

Travel legal protection

  • Road traffic damage
  • Threat of punishment abroad
  • Legal dispute with tour operator

Additional insurance

► more information

 

Page Content

Which insurances are important?

Which additional insurances?

What to consider?

Which benefits are included?

Questions and answers

              |              Home             |              Imprint


Kundenzufriedenheit