Health insurance abroad
The most important travel insurance for lecturers, collegiate students and interns when traveling abroad is the international health insurance, which you can purchase here directly for the desired travel period and the participating person.
Note: Persons over the age of 75 please choose our senior citizens' insurance when taking out insurance cover.
Benefits of the international health insurance (excerpt)
Insurance line | Scope of insurance | |
---|---|---|
Health insurance abroad | ||
Medical expenses for outpatient and inpatient medical treatment | ✓ | |
Pain-relieving dental treatment | ✓ | |
Repatriation costs for further treatment in the home country | if medically necessary and justifiable | |
Repatriation costs in the event of death | ✓ |
Our insurance package
For comprehensive coverage during your trip, we recommend our insurance package with liability, accident, and legal protection insurance as an optimal supplement to the international health insurance. This allows you to enjoy your stay in Germany without worries. Simply book the property package when you take out the policy online.
Travel liability insurance
Travel liability insurance is absolutely recommended for foreign lecturers in order to protect themselves against claims for damages against third parties, which may arise from personal injury, property damage or financial loss. In Germany, these can be very high. The insurance can be taken out until the day of departure. The liability insurance covers the costs of damages caused by you for the duration of your stay.
Travel liability cannot be booked separately, it can only be taken out in conjunction with the property package if you have the appropriate travel insurance.
Travel accident insurance
Travel accident insurance is also included in our property package and basically works like private accident insurance. It provides financial compensation after accidents and also provides financial support in the event of disability, total disability or accidental death.
Legal expenses insurance
In Germany, legal disputes can incur immense costs, and legal expenses insurance covers lawyer's fees and court costs. Travel legal protection insurance cannot be booked separately, but only as part of the property package.
Overview of services (excerpt)
Line of insurance | Scope of insurance | |
---|---|---|
Travel liability insurance | ||
personal injury and property damage | 5 Mio. | |
financial loss | 1 Mio. | |
damage to rented immovable property | 500.000 € | |
damage to rented movable property | 1.000 € | |
with deductible | 50 € per insured event | |
loss of keys | 2.000 € | |
with deductible | 150 € per insured event | |
Travel accident insurance | ||
Disability benefit | 55,000 € (123,750 € in case of 100 % disability) | |
death benefit | under 18 years 10.000 € / over 18 years 25.000 € | |
Daily hospital allowance with convalescence benefit | 10 € | |
Rescue costs | 5.000 € | |
travel legal protection | ||
judicial and extrajudicial assertion of claims for damages | ✓ | |
Defense in criminal proceedings or administrative offenses for labor and social law proceedings | ✓ | |
Sum insured | 1,000,000 € |
Note: Only the contents and the wording of the insurance policy and the insurance conditions are legally binding.
What does the international health insurance not cover?
Not insured are:
What does the travel cancellation insurance not cover?
Not insured are:
What does the travel accident insurance not cover?
Not insured are:
What does the travel liability insurance not cover?
Not insured are:
What should be considered in the event of a legal protection case?
There is no deductible for legal protection insurance. The maximum sum insured is 1 million euros.
What does the luggage insurance not cover?
Not insured are: