Unexpected illness or an accident may result in the absence of the accompanying teacher or supervisor. If a replacement teacher cannot be found at short notice, the entire school trip may have to be canceled or postponed. To ensure that the school class is not left with the costs of rebooking and canceling, teacher cancellation insurance (teacher cancellation risk) should be taken out.
The teacher should state the total cost of the class trip in the insurance policy. If the teacher has private travel cancellation insurance, this would only cover the additional costs of canceling or rebooking the trip for the teacher, but not for the entire class.
Teacher cancellation insurance covers the costs if a class trip has to be canceled because the accompanying teacher is unable to take part in the class trip for an insured reason.
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