Which scope can be selected?
You can choose between three different geographical areas of validity:
- Worldwide
- Worldwide except USA
- Africa only
The cost of your coverage depends on your chosen area of coverage. The areas of coverage are subject to our General Terms and Conditions.
What are the payment options?
You can pay your insurance premiums annually, semi-annually, quarterly or monthly by direct debit or credit card. You may also pay by check or bank transfer, but monthly premium payments are not available for this payment method.
Payments are subject to the following surcharges: 0% for annual payment, 3% for semi-annual payment, 4% for quarterly payment, and 5% for monthly payment.
How long is the contract period? Can I cancel at any time if I pay monthly?
Most of our policies have a term of one year. However, we also offer a short-term tariff for insured persons who require international health insurance for less than one year.
All of our insurance products have a cooling-off period of 30 days from the start of the policy. After this period, you cannot cancel your policy until renewal, regardless of whether you pay monthly or annually. If you would like to receive more information, contact the Allianz team at the following telephone number: +353 1 514 8480.
Are children automatically insured as well?
Your dependents can be co-insured without risk assessment. They are subject to a separate insurance premium based on age, cost of medical care in the country of residence and possible special conditions for the insurance policy.
Can pre-existing conditions be included in the insurance coverage?
The insurance of pre-existing conditions is possible. However, a full medical underwriting applies to our policies. If your application for coverage is approved, pre-existing conditions may be insured without premium surcharge, insured with premium surcharge, or excluded from coverage, depending on the type of pre-existing condition. For more information on risk assessment with regard to pre-existing conditions, please contact the Allianz team on +353 1 514 8480, where you will receive detailed advice.
