Travel insurance for seniors - your travel protection for vacation trips seniors

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What travel insurance is available for seniors?

With our travel insurance for seniors, individuals and groups can easily cover their holiday travel online with affordable senior rates. For comprehensive all-year travel cover, take out their travel insurance as annual travel insurance - and enjoy attractive benefits.

Health insurance abroad

  • no age limit
  • no deductible
  • as many trips worldwide as you like

from 13,90 € per year

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Travel cancellation insurance

  • Reimbursement of cancellation costs
  • up to 14 days before departure
  • Rebooking costs up to 30 €

from 1,09 € per trip

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Travel interruption insurance

  • Rebooking costs
  • Accommodation costs
  • Additional costs for return journey

only in combination with travel cancellation

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Hotel Cancellation Insurance

  • Europe-wide cover
  • bookable up to 30 days before departure
  • Reimbursement of cancellation costs

from 5 € per hotel

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Annual travel insurance

  • no age limit
  • up to 56 days per holiday trip
  • as many trips worldwide as you like

from 13,90 € per year

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Cruise travel insurance

  • International health insurance
  • Cancellation insurance
  • Luggage insurance

additional insurance package possible

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Travel liability insurance

  • Personal injury
  • Property damage
  • Property damage

Additional insurance

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Baggage insurance

  • Loss of luggage
  • Damage to luggage
  • Reimbursement for replacement purchases

from 25 € per trip

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Legal protection insurance

  • Damage case in road traffic
  • Threat of punishment abroad
  • Legal dispute with tour operator

Additional insurance

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Which insurance do I need for a holiday trip for seniors?

There are a number of travel insurances for seniors with which you can cover your holiday trip accordingly. Here you will find a brief explanation of the relevant insurance:

Health insurance for seniors

The international health insurance is also for seniors the most important travel insurance and an absolute must to cover every holiday trip abroad, since the statutory health insurance usually does not provide sufficient protection. The foreign health insurance takes over the incurred medical costs, whether inpatient or outpatient, as well as costs in a medical repatriation if it is medically reasonable and justifiable.

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Note: Some private health insurances include foreign countries. It is best to find out in advance whether this applies to you and, if so, which countries are covered and to what extent.

Travel cancellation insurance Seniors

The travel cancellation insurance covers you if you cannot start your holiday trip. Be it due to an acute illness, vaccination intolerance, serious accident or death. Cancellation insurance is recommended for all holiday trips, especially if they are more expensive. Benefit here especially by our low rates for seniors. Cancellation insurance can be taken out with or without an excess or deductible. In addition, we offer separate cancellation insurance for hotels, seminars or tickets, as well as last-minute travel cancellation insurance.

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Travel interruption insurance for seniors

Unforeseeable events can force an early departure during a holiday trip. With the travel interruption insurance for seniors, not only the costs for unused services are covered, but also additional costs due to rebooking or additional travel costs. This is an optional additional insurance that can be booked in addition to the travel cancellation insurance.

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Cruise travel insurance for seniors

There is no such thing as cruise travel insurance or cruise insurance for seniors per se, so it is a recommended combination of several insurance policies. These are the:

  • International health insurance
  • Cancellation insurance
  • As well as our property package

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Our property packages for travel insurance for seniors

Liability insurance seniors

Travel liability insurance is absolutely recommended for seniors who do not have personal liability insurance with worldwide coverage. After all, even a minor carelessness can cause personal injury, property damage or financial loss during a stay abroad. This can lead to high claims for damages, which are then asserted against you. The insurance can be taken out until the day of departure. The liability insurance covers the costs of damages caused by you for the duration of the trip abroad.

The travel liability insurance cannot be booked individually, it can only be taken out in conjunction with the property package in the case of corresponding travel insurance policies. The property package consists of liability, accident, legal expenses and optional luggage insurance. Simply select the property package when purchasing online, but please note that this option is not available with our partners. Contact us if you would like to take out holiday insurance with a property package.

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Legal expenses insurance

Not every legal protection insurance is valid abroad, but sometimes legal assistance is needed in foreign countries. The benefits correspond to a conventional legal protection insurance, only the scope includes foreign countries. The travel legal protection insurance cannot be booked separately, but only in the property package. In addition to the legal expenses insurance, the property package also includes liability, accident and optional luggage insurance. Simply select the property package when purchasing online, but please note that this option is not available with our partners.

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Luggage insurance

It is not always possible to keep an eye on luggage, above a certain size or weight it is stowed away in a separate place during a flight, bus or train journey, but also in the hotel it is often left unattended. Unfortunately, this occasionally leads to theft, damage to luggage or it being lost during the trip. Since many people understandably do not want to do without their camera, laptop or other valuable electronic devices on holiday, it is worthwhile to have travel luggage insurance. It pays for the damage incurred in the event of loss or damage. Luggage insurance can be booked as an individual policy or as part of a package with certain travel insurance policies.

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Travel accident insurance

Travel accident insurance is also included in our holiday insurance property package and basically works like private accident insurance. It provides financial compensation after accidents and also provides financial support in the event of disability, total disability or accidental death.

What travel insurance makes sense for seniors?

Even as a senior citizen, you want to be able to enjoy planned holiday trips without worries. It can therefore be helpful to weigh up the risk factors in advance and choose the appropriate recommended insurance cover. Our recommendations for senior travel apply to all trips abroad. Absolutely recommended:

  • International health insurance
  • Accident insurance
  • Travel liability insurance

Recommended additional insurances:

  • Travel cancellation insurance
  • Travel luggage insurance
  • Travel legal protection insurance

Why is annual travel insurance worthwhile for seniors?

If you are a senior citizen and want to go on holiday more than once a year, we recommend that you take out annual travel insurance:

  1. Inexpensive: Annual travel insurance is especially worthwhile for people who travel more than once a year and is particularly inexpensive compared to individual insurance policies.
  2. Relaxed: You can travel as often as you like on holiday without having to declare the trips to the insurance company.
  3. Flexible: Contracts for annual insurance are concluded for at least one year and are automatically renewed from year to year. This makes it easier to take out cheap holidays on the spur of the moment!

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Cost of annual travel health insurance

Entrance age per person for families
Annual premiums up to 64 years 13,90 € 29 €
Annual premiums up to 74 years 29,90 € 65 €
Annual premiums from 75 years 79,90 € 159 €
Note: The family premium results from the age of the older person    

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Overview Travel Insurance

Explanation | Definition

Which one makes sense?

Why annual travel insurance is worthwhile

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