Our seminar cancellation insurance - your protection against high cancellation costs

• If your insurance tariff includes an excess, you are obliged to pay a proportion of the claim yourself.
• Reimbursement of rebooking costs and single room supplements is limited to the amount of the cancellation costs incurred in the event of withdrawal.

There is no deductible for most insured events; however, for serious and unexpected illnesses treated on an outpatient basis, the deductible is 20% of the claim, with a minimum of EUR 25 per person or rental property.

The seminar cancellation insurance does not cover the following situations:

• Illnesses that you already knew about before taking out the insurance.
• Mental illnesses without a medical diagnosis.
• Damage caused by acts of war or nuclear energy.
• Damage deliberately caused by the insured person.
• Participation in demonstrations or strikes.
• Changes to appointments due to business or private reasons without special circumstances

The single premium is due immediately after conclusion of the insurance contract. It is to be paid in accordance with the agreed method of payment.

The insurance coverage begins with the conclusion of the insurance contract. The prerequisite is that you have paid the premium. Otherwise, the insurance coverage begins with the payment. The insurance coverage ends when you have finished your seminar, at the latest at the agreed time.

The seminar insurance is handled by HanseMerkur. The advantage of booking through us is that we also support you in the event of a claim and stand up for your rights vis-à-vis the insurer.

The contract is only valid for the insured seminar and ends automatically. Therefore, you have no ordinary right of termination.