Our seminar cancellation insurance - your protection against high cancellation costs

• You are insured in the event of non-attendance or premature termination of a seminar or individual partial events of a seminar series. Additionally booked travel services (e.g. arrival and return travel, accommodation) are also insured if they are within 48 hours before the start or after the end of the seminar or the respective partial event of the seminar series.

Insured eventsinclude:

• Unexpected serious illness and pre-existing conditions that have not been treated in the six months prior to the date of insurance.
• Death and serious accidental injury.
• Termination of employment for operational reasons.
• Commencement of employment.
• In the event of an insured no-show, we will pay the cancellation costs that you contractually owe to the service provider (e.g. seminar organizer, hotel). Alternatively, we will reimburse the rebooking fees.
• In the event of insured unscheduled termination, we will reimburse the pro-rata price for unused seminar and travel services on site as well as additional return travel costs.
• If the seminar is cancelled by the organizer, we will pay the cancellation costs for the co-insured travel services.

We will indemnify you up to a maximum of the sum insured, unless a different sum is specified in the insurance conditions.

• Sum insured: Corresponds to the insured seminar price plus any travel services.

Not all conceivable cases are insured. Excluded from insurance coverage are, for example:

• Damage due to strikes.
• Illness or death as a result of pandemics; addictive diseases.
• Fear of acts of war, civil unrest and terrorism.

• Cancellation fees, processing fees and visa fees.
• The seminar costs in case of cancellation of the seminar by the seminar organizer.

Not all conceivable cases are insured. Excluded from insurance coverage are, for example:

• Damage due to strikes.
• Illness or death as a result of pandemics; addictive diseases.
• Fear of acts of war, civil unrest and terrorism.

The insurance coverage is worldwide.

• You must report any insured event to us immediately.
• You must keep the damage as low as possible. In particular, you must cancel immediately when an insured event occurs, or at the latest when the cancellation costs would increase.
• You must submit the required evidence.

The single premium is due immediately after conclusion of the insurance contract. It is to be paid in accordance with the agreed method of payment.

The insurance coverage begins with the conclusion of the insurance contract. The prerequisite is that you have paid the premium. Otherwise, the insurance coverage begins with the payment. The insurance coverage ends when you have finished your seminar, at the latest at the agreed time.

The contract is only valid for the insured seminar and ends automatically. Therefore, you have no ordinary right of termination.