Annual travel insurance for holidays: Travel safely all year round

As an insured person of the statutory health insurance funds, you are only partially insured on holiday. It is therefore worthwhile to take out travel health insurance / foreign health insurance for a longer stay abroad, such as a trip around the world. This protects you and your family from high costs in the event of illness abroad.

If, for example, you need to be repatriated from your destination country for medical reasons, you would have to bear the costs for this completely yourself, even if you have private health insurance. Even in cases where the treating doctor does not recognise the European Health Insurance Card and demands a private fee from you, your statutory health insurance at home will only reimburse you the respective contract rate of your travel country.

Further information: Advantages and benefits of the annual health insurance abroad  and guide to Private travel health insurance

The Annual travel cancellation insurance safely protects you and your family from high costs in the event of cancellations of your trip.

One of the advantages of annual trip cancellation insurance is that this travel insurance is automatically renewed. Therefore, you do not have to pay attention to the deadlines for the conclusion of a travel cancellation insurance, which differ depending on the provider, when booking each individual trip and can spontaneously take advantage of cheap travel offers.

More information:  Advantages & Benefits of Annual travel cancellation insurance 

With the annual trip cancellation insurance plus holiday guarantee (trip interruption insurance), you are fully covered before and during your trip.

The trip cancellation insurance protects you and your family from the financial consequences of cancellations before the trip. The travel interruption insurance kicks in if you have already started your trip and have to cancel, interrupt or extend it due to an unexpected serious illness or accident, for example.

More information:  Guide Travel interruption insurance 

The luggage insurance is useful protection to insure the luggage in case of loss as well as damage. So you avoid high costs in the event of damage. This is particularly important if expensive items such as jewellery, art or electronic devices and musical instruments are included in your luggage during your holiday trip.

The annual luggage insurance as a special protection for your luggage has a worldwide validity and a term of up to 365 days. Particularly recommended as a supplement to annual travel insurance for holiday trips but also for business trips.

More Information:  Luggage insurance