Annual travel insurance for holidays: Travel safely all year round

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  • easy online booking
  • Family rates possible
  • no age limit
  • no deductible

from 9,90 € per year for one person

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Our annual travel insurance for holidays

Annual travel health insurance

  • no deductible
  • up to 56 days per holiday trip
  • as many trips as you like
  • Favourable family tariff

from 9,90 € per person

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more information

Annual travel cancellation insurance

  • Worldwide travel protection
  • incl. Corona protection
  • as many trips as you like
  • Favorable family tariff

from 29 € per year

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more information

Annual cancellation insurance plus holiday guarantee

  • worldwide travel cover
  • up to 56 days per holiday trip
  • as many trips as you like
  • incl. travel interruption insurance

from 41 € per year

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more information

Advantages of an annual travel insurance

1. Annual travel insurance is particularly worthwhile as protection for people who travel more than once a year and is particularly cheap compared to individual insurance policies.

2. You can travel safely as often as you like without having to register the trips with the insurance company.

3. Contracts for annual travel insurance are concluded for at least one year and are automatically renewed from year to year. This makes it easier for you to take cheap holidays on the spur of the moment!

Annual travel health insurance

As an insured person of the statutory health insurance funds, you are only partially insured on holiday. It is therefore worthwhile to take out travel health insurance / foreign health insurance for a longer stay abroad, such as a trip around the world. This protects you and your family from high costs in the event of illness abroad.

If, for example, you need to be repatriated from your destination country for medical reasons, you would have to bear the costs for this completely yourself, even if you have private health insurance. Even in cases where the treating doctor does not recognise the European Health Insurance Card and demands a private fee from you, your statutory health insurance at home will only reimburse you the respective contract rate of your travel country.

Further information: Advantages and benefits of the annual health insurance abroad  and guide to Private travel health insurance

Cost of annual travel health insurance

  per person for families
Annual premiums up to 35 years 9,90 € 21 €
Annual premiums up to 64 years 13,90 € 29 €
Annual premiums up to 74 years 29,90 € 65 €
Annual premiums from 75 years 79,90 € 159 €

Annual travel cancellation insurance

The Annual travel cancellation insurance safely protects you and your family from high costs in the event of cancellations of your trip.

One of the advantages of annual trip cancellation insurance is that this travel insurance is automatically renewed. Therefore, you do not have to pay attention to the deadlines for the conclusion of a travel cancellation insurance, which differ depending on the provider, when booking each individual trip and can spontaneously take advantage of cheap travel offers.

More information:  Advantages & Benefits of Annual travel cancellation insurance 

Cost of annual travel cancellation insurance

  per person for families
Travel price per trip up to max. 1.000 € 29 € 65 €
Travel price per trip up to max. 2.000 € 56 € 65 €
Travel price per trip up to max. 4.000 € 109 € 109 €
Travel price per trip up to max. 6.000 € 155 € 161 €
Travel price per trip up to max. 10.000 € 256 € 269 €
Travel price per trip up to max. 12.000 € - 299 €

What does travel cancellation insurance with deductible mean?

Travel cancellation insurance can be taken out with or without a deductible or excess.
What does excess or deductible mean?

  • If the travel cancellation insurance is taken out without deductible, the insurance covers the full cancellation costs.
  • In the case of a contract with deductible, the respective tariff regulates the corresponding contribution of the insured person to the cancellation costs (20% deductible, minimum 25 euros). This is the amount that must be paid by the insured in the event of a claim. Cancellation costs refer to the part of the already paid travel costs that the tour operator does not reimburse in the event of travel cancellation.

How high is the deductible for travel cancellation insurance?

When taking out a travel cancellation insurance with excess or deductible applies:

  • The respective tariff regulates the corresponding contribution of the insured person to the cancellation costs (20% deductible, minimum 25 euros).

Annual travel cancellation insurance plus holiday guarantee (travel interruption)

With the annual trip cancellation insurance plus holiday guarantee (trip interruption insurance), you are fully covered before and during your trip.

The trip cancellation insurance protects you and your family from the financial consequences of cancellations before the trip. The travel interruption insurance kicks in if you have already started your trip and have to cancel, interrupt or extend it due to an unexpected serious illness or accident, for example.

More information:  Guide Travel interruption insurance 

Cost of annual trip cancellation insurance plus trip interruption

  per person for families
Travel price per trip up to max. 1.000 € 41 € 75 €
Travel price per trip up to max. 2.000 € 64 € 75 €
Travel price per trip up to max. 4.000 113 € 129 €
Travel price per trip up to max. 6.000 € 169 € 175 €
Travel price per trip up to max. 10.000 € 281 € 281 €
Travel price per trip up to max. 12.000 € - 349 €

Annual baggage insurance

The luggage insurance is useful protection to insure the luggage in case of loss as well as damage. So you avoid high costs in the event of damage. This is particularly important if expensive items such as jewellery, art or electronic devices and musical instruments are included in your luggage during your holiday trip.

The annual luggage insurance as a special protection for your luggage has a worldwide validity and a term of up to 365 days. Particularly recommended as a supplement to annual travel insurance for holiday trips but also for business trips.

More Information:  Luggage insurance 

Cost of luggage insurance, valid up to 365 days, worldwide

travel duration insurance sum: 2.000 Euro insurance sum: 4.000 Euro insurance sum: 6.000 Euro  
up to 4 days 25 €      
up to 10 days 30 € 60 €    
up to 17 days 35 € 70 € 105 €  
up to 31 days 45 € 90 € 135 €  
up to 45 days 65 € 130 € 195 €  
up to 62 days 85 € 170 € 255 €  
up to 93 days 125 € 250 € 375 €  
from 94 days 1,50 € p. day 3,00 € p. day 4,50 € p. day  

Insurance conditions of the annual insurances

Annual travel health insurance for individuals or families: PDF Download

Annual travel cancellation insurance for any number of trips: PDF Download

Annual travel cancellation insurance plus trip interruption: PDF Download

Annual baggage insurance: PDF Download

Paying when closing online

Secure payment with verified SSL connection

Convenient payment with:

  • SEPA direct debit
  • Invoice
  • Credit card (Mastercard / VISA / American Express)
  • Giropay
  • Immediate bank transfer

Further information on: Application / Payment processing / Billing and benefits

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► Choose annual travel insurance

Other important travel insurances

Health insurance abroad

  • Outpatient and inpatient treatment
  • no deductible in case of illness
  • up to 56 days per holiday
  • without age surcharges

from 9,90 per year/person

► more information

Travel cancellation insurance

  • Trip cancellation costs
  • Also for groups and families
  • Travel assistance
  • Incl. corona illness

from 1,07 per trip

► more information

Baggage insurance

  • Loss of luggage
  • Reimbursement for replacement purchases
  • Damage to luggage
  • No deductible

from 25,00 per trip/person

► more information

Annual travel insurance

  • Up to 56 days per trip
  • Worldwide travel cover
  • Unlimited number of trips
  • Simply book online

from 9,90 per person

► more information

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