Different travel insurances cover different risk cases and pay in the specific case for which the respective insurance was taken out. To extend this protection, you can optionally purchase additional travel insurance online as a package.
Which travel insurance pays what?
International health insurance
In case of illness during the trip, an international health insurance covers the medical and hospital costs in case of medical treatment, the costs for the return transport to the home country, as well as the repatriation in case of death. This is particularly important for travel outside Europe. But also for travels in other European countries, e.g. if treatment is provided by private doctors or if there is no insurance card of the statutory health insurance.
Travel Cancellation (Cost)
Travel cancellation insurance pays for cancellation costs if you have to cancel your trip before it begins due to sudden illness, a family emergency or accident, or other reasons.
Info: Reasons for cancelling
Trip interruption insurance
The trip interruption insurance covers additional costs for an early return trip as well as rebooking and other additional costs if you have to interrupt your already started trip due to an illness or an accident.
Info: Reasons for trip interruption
Baggage insurance
The baggage insurance covers costs in case of loss as well as damage of the luggage. This concerns expenses for the replacement of the luggage as well as reimbursement of costs for replacement purchases.
Travel liability insurance
Travel liability insurance covers the costs of damage caused by you during a trip abroad (personal injury, property damage and financial loss). It can only be taken out as a package with other insurances - together with accident, legal protection and optional luggage insurance.
