Vacation insurance
Which travel insurance really makes sense on vacation!

International health insurance is probably the most important travel insurance and a must for every vacationer. As statutory health insurance generally does not offer sufficient protection abroad, you should take out additional cover. It covers medical costs incurred, whether inpatient or outpatient, as well as costs for medical repatriation if this is medically advisable and justifiable.

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International health insurance is also available as annual insurance. This covers any number of trips per year with a maximum total duration of 56 days per trip.

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As the name suggests, this travel insurance covers you if you are unable to go on your vacation. Be it due to an acute illness, vaccination intolerance, pregnancy, a serious accident or death. Cancellation insurance is particularly recommended if the trip is expensive. We also have separate cancellation insurance for hotels, seminars or tickets, as well as last-minute travel cancellation insurance. In addition to individual rates, we also offer family rates.

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Travel cancellation insurance is also available as annual insurance for any number of trips per year.

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Unfortunately, not everything always goes as planned on vacation, sometimes unforeseen events force you to leave early. Trip interruption insurance not only covers the costs of services not used, but also additional costs due to rebooking or additional travel costs. Travel interruption insurance is already integrated in our travel cancellation insurance.

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Even if this is not a classic vacation trip, it still falls into the category of vacation insurance. With a working holiday visa, you have the opportunity to travel abroad and work. This is the best way to get to know the country and its people. In order to be able to enjoy your Work & Travel stay without any worries, we recommend taking out international health insurance, as German health insurance companies do not cover all costs and benefits incurred abroad. We have negotiated particularly attractive rates for you.

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There is no such thing as ship travel insurance, it is more a recommended combination of several insurances. These are the following:

• International health insurance
• Cancellation insurance
• and our property package

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Anyone who does not have personal liability insurance with worldwide cover should definitely take out travel liability insurance when traveling. It can be taken out until the day of departure. Even a little carelessness can cause personal injury, property damage or financial loss during a trip. This can lead to high claims for damages, which can then be asserted against you. The benefits of travel liability insurance are the same as those of private liability insurance; they cover the costs of damage caused by you for the duration of your vacation trip.
Travel liability insurance cannot be booked individually; it can only be taken out with the appropriate travel insurance in conjunction with the property package. Our property package consists of liability and accident insurance. Travel legal protection and baggage insurance can also be booked as an option.
Simply select the property package when taking out the insurance online, but please note that this option is not available from our partners. Contact us if you would like to take out vacation insurance with a property package.

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Not all legal protection insurance is valid abroad, but sometimes legal assistance is needed in foreign countries. The benefits correspond to those of conventional legal expenses insurance, except that the area of validity includes foreign countries. This travel insurance can only be taken out for a minimum of 5 people.

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It is not always possible to keep an eye on your luggage. Once it reaches a certain size or weight, it is stowed in a separate place during a flight, bus or train journey, but it is also often left unattended in the hotel. Unfortunately, this occasionally leads to theft, damage to luggage or it gets lost during the trip. Since many people understandably don't want to do without their camera, laptop or other valuable electronic devices while on vacation, it's worth taking out luggage insurance - to insure your camera, laptop etc. while on vacation. It covers the loss or damage caused by fire, for example.
Luggage insurance provides compensation up to a maximum of €3,000 per participant.

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Travel accident insurance is also included in our vacation insurance package and basically works like private accident insurance. It provides financial compensation following accidents and also provides financial support in the event of disability, total disability or accidental death.

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