Tariff overview | Basic protection | Full protection | Full Protection Plus |
Travel Cancellation Insurance | ✔️ | ✔️ | ✔️ |
Travel not possible or not reasonable due to, among other things: | | | |
Death | ✔️ | ✔️ | ✔️ |
Unexpected severe illness-including epidemic or pandemic disease such as COVID-19-or pregnancy | ✔️ | ✔️ | ✔️ |
Personal quarantine | ✔️ | ✔️ | ✔️ |
Damage to property | ✔️ | ✔️ | ✔️ |
Benefits of the travel cancellation insurance | | | |
Contractually owed cancellation costs in the event of non-commencement of the trip | ✔️ | ✔️ | ✔️ |
Additional costs for rebooking the trip | ✔️ | ✔️ | ✔️ |
Deductible | lockable with or without | lockable with or without | lockable withor without |
for tariffs with deductible: | 20 % of the recoverable damage, at least 25,- € per person / object | 20 % of the recoverable damage, at least 25,- € per person / object | 20 % of the recoverable damage, at least 25,- € per person / object |
Trip interruption insurance | X | ✔️ | ✔️ |
Scheduled continuation of trip not possible or not reasonable due to, among other things: | | | |
Serious accidental injury or unexpected serious illness - including epidemic or pandemic disease such as COVID-19 | X | ✔️ | ✔️ |
Personal quarantine | X | ✔️ | ✔️ |
Natural disasters at the travel destination | X | ✔️ | ✔️ |
Benefits of the trip interruption insurance | | | |
Additional travel expenses | X | ✔️ | ✔️ |
Proportionate travel price of booked, unused insured travel services on site | X | ✔️ | ✔️ |
Additional costs for accommodation and transportation in the event of an absolutely necessary extension of the trip | X | ✔️ | ✔️ |
Deductible | X | lockable with or without | lockable with or without |
for tariffs with deductible: | X | 20 % of the recoverable damage, at least 25,- € per person / object | 20 % of the recoverable damage, at least 25,- € per person / object |
Delay insurance | X | ✔️ | ✔️ |
Insured events | | | |
Delay of the transport company by at least four hours | X | ✔️ | ✔️ |
Traffic accident on arrival | X | ✔️ | ✔️ |
Benefits of the delay insurance | | | |
Proportionate costs of booked, unused insured travel services on site | X | ✔️ | ✔️ |
Additional costs for meals and accommodation, communication and local transportation | X | ✔️ | ✔️ |
Sum insured: | X | 1.500,- € per person or 3.000,- € per family / couple | 1.500,- € per person or 3.000,- € per family / couple |
Sport & Active Insurance | X | ✔️ | ✔️ |
Insured events | | | |
Participation in pre-booked activity not possible or not reasonable, among others due to illness or death | X | ✔️ | ✔️ |
Damage / loss / theft of sports equipment | X | ✔️ | ✔️ |
Benefits of the Sport & Aktiv insurance | | | |
Non-reimbursable expenses incurred for the activity | X | ✔️ | ✔️ |
Costs for repair or replacement of sports equipment | X | ✔️ | ✔️ |
Sum insured: | X | 500,- € per person / family / couple for missed activities | 500,- € per person / family / couple for missed activities |
| X | 500,- € per person or 1.000,- € per family / couple for sports equipment | 500,- € per person or 1.000,- € per family / couple for sports equipment |
travel health insurance incl. repatriation | X | X | ✔️ |
Insured events | | | |
Illness or accident during the trip - including medical treatment due to an epidemic or pandemic disease such as COVID-19 | X | X | ✔️ |
Benefits of travel health insurance incl. medical repatriation. | | | |
Costs for necessary outpatient treatment by a physician | X | X | ✔️ |
Costs of medically prescribed drugs and medical treatment | X | X | ✔️ |
Costs of necessary inpatient treatment in hospital | X | X | ✔️ |
Costs of emergency transport of the sick and medically reasonable and justifiable return transport of the sick | X | X | ✔️ |
Search, rescue and recovery costs | X | X | Up to 10,000.- € |
Provided the conditions for this are met: credit card activation for direct payment of outpatient treatment costs and medicines | X | X | ✔️ |
Additional services | | | |
Travel assistance | ✔️ | ✔️ | ✔️ |
Assistance in personal emergencies - e.g. in case of illness or loss of travel payment means, criminal prosecution - as well as information services for questions regarding safety, mobility, money and authorities. | ✔️ | ✔️ | ✔️ |