International health insurance is also the most important travel insurance for senior citizens and an absolute must for any vacation trip abroad, as statutory health insurance generally does not offer sufficient protection. International health insurance covers the medical costs incurred, whether inpatient or outpatient, as well as the costs of medical repatriation if it is medically advisable and justifiable.

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Note: Some private health insurance policies include cover abroad. It is best to find out in advance whether this applies to you and, if so, which countries are covered and to what extent.

For longer trips for senior citizens of up to 5 years, you can take out long-term international health insurance (up to the age of 74).

Why is travel cancellation insurance for senior citizens worthwhile?

Affordable travel cancellation insurance for senior citizens covers you if you are unable to go on your vacation trip. This could be due to an acute illness, vaccination intolerance, serious accident or death. It is recommended for all vacation trips, especially if they are more expensive and also applies to over 70s and 80s. Benefit in particular from our low rates for senior travel in the event of a cancellation. Cancellation insurance can be taken out with or without an excess or deductible.

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We also offer separate cancellation insurance for hotels, seminars or tickets, as well as Last-minute travel cancellation insurance.

In which case does the travel cancellation insurance pay?

Unforeseen events can force you to leave early on your vacation. Travel interruption insurance for senior citizens not only covers the costs of unused services, but also additional costs due to rebooking or additional travel costs. This is an optional supplementary insurance that can be booked in addition to travel cancellation insurance.

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There is no such thing as ship travel insurance or cruise insurance for senior citizens, so a combination of several insurance policies is recommended. These are the following:

• International health insurance
• Travel cancellation insurance / travel interruption insurance
• Luggage insurance
• as well as our property package (possible up to 75 years)

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Travel liability insurance is highly recommended for senior citizens who do not have personal liability insurance with worldwide cover. After all, even a little carelessness can cause personal injury, property damage or financial loss during a stay abroad. This can lead to high claims for damages, which can then be asserted against you. It is possible to take out insurance up to the day of departure. Liability insurance covers the costs of damage caused by you for the duration of your trip abroad.

Travel liability insurance cannot be booked individually; it can only be taken out with the corresponding travel insurance in conjunction with the property package.
The property package consists of liability, accident, legal protection and optional baggage insurance.
Simply select the property package when purchasing online, but please note that this option is not available from our partners. Contact us if you would like to take out vacation insurance with a property package.

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Not all legal expenses insurance is valid abroad, but sometimes legal assistance is needed in foreign countries. The benefits correspond to those of conventional legal protection insurance, except that the area of validity includes foreign countries.
Travel legal protection insurance cannot be booked separately, but only as part of the property package.
In addition to legal protection insurance, the property package also includes liability, accident and optional baggage insurance. Simply select the property package when taking out the insurance online, but please note that this option is not available from our partners.

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Travel accident insurance is also included in our vacation insurance package and basically works like private accident insurance. It provides financial compensation following accidents and also provides financial support in the event of disability, total disability or accidental death.

Please note: This insurance can only be taken out up to the age of 75.

Even as a senior citizen, you want to be able to enjoy planned vacation trips without any worries. It can therefore be helpful to weigh up the risk factors in advance and choose the appropriate recommended insurance cover. Our recommendations for senior travel apply to all trips abroad.

Highly recommended:

• International health insurance
• Accident insurance
• Travel liability insurance

Recommended additional insurance:

• Travel cancellation insurance
• Luggage insurance
• Travel legal protection insurance

If you are a senior citizen or pensioner and want to travel more frequently during the year, annual travel insurance is a recommended option:

• Cost-efficient: For those who travel several times a year, annual travel insurance is a particularly economical solution. Especially if you are looking for cheap travel cancellation insurance for seniors, this can mean considerable cost savings.
• Uncomplicated: You can go on vacation as often as you like without having to register each trip with the insurance company. This provides a stress-free way to enjoy your vacation plans.
• Flexible: Annual insurance policies are taken out for at least one year and are automatically renewed annually. This allows you to spontaneously take advantage of cheap vacation offers without having to worry about insurance cover. Particularly noteworthy here is the travel cancellation insurance for over 70s, which is offered as part of the annual travel insurance.

Yes, some tariffs provide for age limits or surcharges from a certain age. However, our tariffs also provide comprehensive cover for senior citizens and pensioners - the only important thing is that the policy is taken out in good time.

Yes, pre-existing conditions can limit the obligation to pay benefits. The following applies to senior citizens: acute, unexpected worsening of an existing illness is covered in many tariffs - but planned treatments, cures or operations are not.

Depending on the tariff, insurance cover is provided for up to 56 days per trip. For longer stays - e.g. winter stays - cover can be extended to up to 365 days.

The insurance covers medical and hospital costs, medication, necessary repatriation to Germany, dental treatment for acute pain and benefits in the event of premature birth.

Yes, if there is an acute deterioration. Planned treatments or cures are excluded. This is particularly important cover for senior citizens with pre-existing conditions.

If you are unable to start your trip for an insured reason - such as unexpected serious illness, accident or death of a close relative. Cancellation costs will then be covered.

No later than 30 days before departure. For bookings made at short notice (within 30 days before departure), the contract must be concluded within 4 days of booking.

Yes, if there is a sudden and unexpected deterioration. However, chronic conditions without acute deterioration are not insured. It is therefore important for senior citizens to make a timely and complete declaration.

It provides benefits in the event of disability or death as a result of an accident - e.g. through lump-sum payments, daily allowance or accident pension (AUB). It also covers rescue costs and cosmetic surgery following accidents.

Yes, the insurance cover applies worldwide, regardless of the country of travel.

Senior citizens who are active on vacation - for example when hiking, cycling or on organized excursions - benefit particularly from the additional cover.

Luggage includes personal items such as clothing, suitcases, technical devices and sports equipment that you take with you on your trip.

If your luggage is stolen, damaged or delivered late. Burglary from a hotel room is also covered.

Cash, tickets, securities and jewelry are only insured to a limited extent or not at all. Gross negligence is also excluded - for example, if luggage is left unattended in the car.