Trip cancellation
From 2.2% of the travel price
Overview
Why you should take out travel cancellation insurance
Reasons for assumption of costs in the event of cancellation
Cancellation in the event of (acute) illness
Cancellation in the event of accident/death
Cancellation in the event of vaccination intolerance
Cancellation in the event of damage to property
Cancellation in the event of pregnancy
Cancellation in the event of exam repetition/non-promotion
Reasons for canceling a trip
Who doesn't want to play it safe on their next vacation or business trip? Unexpected events can lead to you not taking your trip or arriving late. In such cases, high cancellation fees may be payable to the tour operator.
To protect yourself against these financial risks, we recommend taking out travel cancellation insurance - both for group trips and individual trips. This way, you are covered in the event of a serious reason for cancellation and do not have to bear the costs of canceling your trip.
Insured reasons
Conclusion of travel cancellation
It is advisable to take out travel cancellation insurance as early as possible, ideally when you book your trip. Many insurers offer comprehensive protection that also covers events that occur before the trip, such as sudden illness or accidents. If you take out the insurance just before you leave, you might not get all the benefits, as some policies have a waiting period for certain benefits. To ensure you are covered in the event of an unexpected event, you should therefore consider taking out insurance in good time.
Overview of the reasons
There are numerous reasons that can lead to a trip being canceled. These unexpected events can mean that a planned trip cannot be taken. But which reasons are recognized to ensure that costs are covered in the event of a trip cancellation?
Below you will find some of the most common reasons that justify the assumption of costs in the event of a trip cancellation:
Cancellation in the event of (acute) illness
In order for the assumption of costs to be recognized in the event of travel cancellation due to illness, the illness must have occurred unexpectedly or suddenly. A doctor's certificate should confirm the severity of the illness, which means that the trip cannot be expected to take place. This is the only way that the costs can be paid. The illness can affect the insured person themselves, their spouse, parents, children, siblings, grandparents, grandchildren, parents-in-law or children-in-law.
Travel cancellation in the event of the death of a relative
In the event of the unexpected death or serious accident of a relative, the cancellation fees are covered by travel cancellation insurance. This applies to the insured person themselves, spouse, parents, children, siblings, grandparents, grandchildren, parents-in-law or children-in-law. Or if the trip was booked for 2 people and the second person is also insured.
Cancellation of travel in the event of vaccine intolerance
Unexpected vaccine intolerance can occur during preparations for a trip abroad or a vacation. Especially when traveling to countries for which vaccination is mandatory or recommended. If the insured person or their relatives suffer such serious symptoms as a result of taking the vaccine that they are unable to travel, travel cancellation insurance will cover the cancellation costs for this very reason.
Cancellation in the event of damage to property
Serious damage to property may occur before the start of the vacation (directly to the insured person themselves or on a jointly booked trip with an insured relative). This can be caused, for example, by fire, lightning, hail or similar. Another reason may be burglary and/or willful destruction of property. In the event of such an offense, it may be necessary to be present to assess the damage and the trip cannot be commenced.
Cancellation of travel due to pregnancy
Travel cancellation insurance provides protection if complications arise during a pregnancy before the start of the trip and the trip cannot be taken. Cancellation can result in high cancellation costs. If problems arise during your vacation that make it necessary to interrupt your trip, we recommend taking out travel interruption insurance before you start your trip. In order to be protected against potentially high medical and hospital costs, it is also advisable - especially during pregnancy - to take out additional international health insurance .
Cancellation in the event of exam repetition/non-promotion
Pupils and students may, for example, have to retake an examination. Because the exam was not passed or has to be repeated for other reasons. For costs to be covered, it is important that the insured trip was booked before the date of the failed exam and that the new date will take place during the planned vacation. The failure of a pupil to pass an examination can also mean that a planned class trip or school trip cannot take place. Cancellation can result in high cancellation costs.
Our recommendation: Travel cancellation insurance - planning without financial risk
From 2.2 % of the travel price
