Travel accident insuranceBR Bewertungen

Travel accident insurance guide

Travel accident insurance
Worldwide cover for accidents while traveling

  • Worldwide cover for accidents on vacation or business trips
  • Benefits in the event of disability, death and high rescue costs
  • Immediate benefits in the event of serious injury
  • Take off insured - even as a group

Travel safely - travel accident insurance valid immediately

► All information about travel accident insurance

  • Worldwide
    travel protection
  • 70 years
    of experience
  • 21,500
    customers
  • Affordable
    frame rates

Bernhard travel insurance broker

The most important facts in brief

Travel accident insurance offers comprehensive protection abroad against the financial consequences of accidents.

Optimal travel protection

Optimum travel cover

Protects against high costs in the event of accidents abroad - worldwide.

Flexible tariffs

Flexible tariffs

Individually customizable insurance package in conjunction with other insurance policies.

Innovative processing

Innovative processing

Favorable framework rates and simple online processing for convenient protection.

At your side

At your side

Fast and reliable help in the event of a claim with competent support.

Our package in kind

Our travel accident insurance in the property package

Travel accident insurance cannot be booked separately!
With all corresponding travel insurance policies, it is only taken out in conjunction with the property package - together with liability, legal protection and optional baggage insurance. Simply select the property package when purchasing online.

What is travel accident insurance?

Travel accident insurance protects you abroad against the financial consequences that can arise from accidents .
The insurance cover includes accidents worldwide for the insured group of people.

Information on travel accident insurance

Who needs travel accident insurance?

The insurance cover provided by statutory accident insurance does not include stays abroad. If an accident happens abroad, you are therefore left without cover.

However, not everyone needs travel accident insurance abroad. If you have already taken out private accident insurance, you usually do not need separate travel accident insurance*.

However, if you are planning a group trip, the situation is different. It is often not possible to ask each participant individually whether they have private travel accident insurance with worldwide cover. If this is the case, we recommend our property package, which can be booked for very little money. In addition to travel accident insurance, this also includes travel liability insurance and travel legal protection insurance, which provide all-round cover.

*Pay attention to the insured period & area of validity specified in the insurance policy for stays abroad, as some providers limit this.

Travel accident insurance benefits

What benefits does travel accident insurance cover?

Travel accident insurance offers financial protection in the event of accidents that occur during a trip. The benefits depend on the type and degree of health damage caused by the accident.

Travel accident insurance comparison

What does travel accident insurance cost per year?

We do not offer travel accident insurance as individual insurance, only as an additional property package* with our group tariffs.

Costs of our international health insurance with property package:

Tariffs

Premium per day/person

Age group up to 34 years

€0.26

Age group 35 - 64 years

€0.46

Age group from 65 years

€0.92

*The property package consists of liability, accident and legal protection insurance (without luggage insurance)

Cost example

Example of costs for travel accident insurance for a group trip:

You are the organizer of a group trip to Rome for 15 people who are members of the Heritage Society. The trip costs €500 per person and you have taken out travel accident insurance with a sum insured of €100,000 per person. The daily premium per person is only € 0.46.

During a visit to the Colosseum, one of your participants has an unfortunate fall on a flight of stairs and breaks his leg. He is taken to hospital and needs an operation. The treatment costs amount to €10,000, which is covered by his health insurance. However, he has suffered a permanent disability of 20% as a result of the accident.

In this case, the travel accident insurance pays him a disability benefit of €20,000 (20% of €100,000). In addition, he will receive a cure allowance of €2,000 (2% of €100,000) to finance a rehabilitation cure. The total benefit therefore amounts to €22,000.

You can see how important travel accident insurance is to protect yourself and your participants from the financial consequences of an accident abroad. For a low premium of just €0.46 per day and person, you can secure a high sum insured that will provide you with adequate compensation in the event of a claim.

 

FAQ

Frequently asked questions about accident insurance

Travel insurance made easy

  1. Select your desired tariff - perfectly tailored to your trip.
  2. Enter your details - quick, easy and stress-free.
  3. Secure extras - add them individually as required.
  4. Convenient online payment - secure & flexible.
  5. Directly protected - policies immediately available digitally in your customer account at any time.

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from 2.2% of the trip price

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International health insurance

International health insurance

  • Outpatient and inpatient treatment
  • No deductible in the event of illness
  • up to 56 days per vacation trip
  • without age supplements

from € 9.90 per year/person

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Our international health insurance for safe travel