|Foreign interns, lecturers and fellows in Germany Health insurance||Bernhard SMART |
up to 34 years
|Bernhard SMART |
35 to 64 years
|Bernhard PRO |
up to 34 years
|Term||up to 365 days||up to 365 days||up to 5 years|
|Age limit||up to 34 years||35 to 64 years||up to 34 years|
|Daily premium until the 12th month||1,19 €||1,25 €||1,69 €|
|Daily premium as of the 13th month||-||-||1,99 €|
|Insurance package = optional bookable||Optional||Optional||Optional|
|Accident insurance (included in package)||+||+||+|
|Liability insurance (included in package)||+||+||+|
|Legal expenses insurance (included in package)||+||+||+|
|Premium per day/person||0,26 €||0,28 €||0,29 €|
Our property package with liability, accident and legal expenses insurance is an ideal supplement to health insurance to enable you to have a carefree stay in Germany. Simply book the property package with your online policy!
Bernhard SMART in Germany
Bernhard PRO in Germany
Experience has shown that lecturers, fellow students and interns from universities and scientific institutes who spend long periods of time in Germany have numerous problems in the area of hedging against risks. Above all, the insurance against the financial consequences of illness and accidents is often not optimally solved. In addition, the authorities require proof of the existence of health insurance in order to issue a residence permit.
Necessary: International health insurance
The most important travel insurance for lecturers, colleagues and interns when travelling abroad is the International Health Insurance, which you can take out here directly for the desired travel period and the participating person.
All-round insurance protection: Insurance package
We recommend our property package with liability insurance, accident insurance and legal protection insurance as an optimal supplement to the foreign health insurance. With it you can enjoy your stay in Germany without worries. Simply add the package to your online booking
Useful: Luggage insurance
Optionally we recommend a luggage insurance, to secure the luggage (duration up to 365 days). Who should take out luggage insurance?
In case of illness abroad, the health insurance covers the following costs:
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- Direct debit
- Bank transfer
- Credit card (Mastercard / VISA / American Express)