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Groups from community colleges
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Insurances for travel groups abroad or to Germany Standard Optimal
Health insurance abroad = Inclusive + +
Age group up to 34 years, premium per day/person 0,23 € 0,23 €
Age group 35 - 64 years, premium per day/person 0,46 € 0,46 €
Age group from 65 years, premium per day/person 0,92 € 0,92 €
Insurance Package = optional bookable Optional Optional
Liability insurance (included in package) + +
Casualty insurance (included in package) + +
Legal costs insurance (included in package) + +
Travel luggage insurance (included in package/tariff Optimal only) - +
Age group up to 34 years, premium per day/person 0,26 € 0,54 €
Age group 35 - 64 years, premium per day/person 0,28 € 0,56 €
Age group from 65 years, premium per day/person 0,35 € 0,63 €
Additional liability cover for internship damages = optional bookable Optional Optional
Premium per day/person 0,12 € 0,12 €
Travel cancellation insurance = optional bookable Optional Optional
Age group up to 34 years, premium with deductible 2% from tour price
(max. 3000€ travel price per person)
2% from tour price
(max. 3000€ travel price per person)
Age group up to 34 years, premium without deductible 2.7% from tour price
(max. 3000€ travel price per person)
2.7% from tour price
(max. 3000€ travel price per person)
Age group 35 - 64 years, premium with deductible 2% from tour price
(max. 3000€ travel price per person)
2% from tour price
>(max. 3000€ travel price per person)
Age group 35 - 64 years, premium without deductible 2.7% from tour price
(max. 3000€ travel price per person)
2.7% from tour price
>(max. 3000€ travel price per person)
Age group from 65 years, premium with deductible 2.8% from travel price
(max. 3000€ travel price per person)
2.8% from travel price
(max. 3000€ travel price per person)
Age group from 65 years, premium without deductible 3.5% from travel price
(max. 3000€ travel price per person)
3.5% from travel price
(max. 3000€ travel price per person)

Brief overview: Content of insurance for trips abroad or to Germany (*Information)

Brief overview: Content of insurance for trips abroad or to Germany (*Information)

Insurance line of business scope of insurance
Health insurance
Medical expenses for outpatient and inpatient treatment 100 %
if medically necessary and unavoidable
Analgesic dental treatment max. 500 €
(not for existing tooth damage)
repatriation costs for further treatment in the home country if medically reasonable and justifiable
Transfer costs in case of death up to 25.000 €
Travel liability insurance
Personal injury and property damage 5 million €
Financial losses 1 million €
Damage to rented unmovable property 500.000 €
Damage to rented movable property 1,000 €
with excess 50 € per insured event
loss of keys 2.000 €
with excess 150 € per insured event
Optional liability additional cover for internship damages
Participation in job-specific internships
In the context of a course of study or Erasmus Plus program:
personal injury and property damage:
up to the agreed sum insured under liability insurance for personal injury and property damage
Other than of a course of study or Erasmus-Plus program:
Personal injury and property damage:
with a flat-rate sum insured of 10,000 € with a deductible of 100 € per insured event
Travel accident insurance
Disability benefit 55,000 €
(123,750 € for 100% disability)
Death benefit Under 18 years 10,000 €
/ Over 18 years 25,000 €
Hospital daily allowance with recovery money 10 €
salvage costs 5.000 €
Travel luggage insurance
Damages and losses due to transport, force majeure, theft, fire, water +
Ski breakage risk (except hired, borrowed or rented skis) +
Camping risk +
Sum insured general 3000 €
(can be increased on request)
Sum insured own musical instruments 1.000 €
Travel legal protection
judicial and extrajudicial assertion of claims for damages +
Defence in criminal proceedings or administrative offences for labour and social law proceedings +
Sum insured 1.000.000 €
Travel cancellation insurance
Note:
Must be completed at least 14 days prior to departure
Cancellation charges paid +
Return travel costs that exceed the travel price +

Policy conditions

NOTE: You can upload a list with all the participants (xls, xlsx, doc,pdf) that must contain at least surname, name, date of birth.

  Important information about the tariffs  
Insurances for travel groups in Germany Standard Optimal
Insurance Package = optional bookable Optional Optional
Liability insurance (included in package) + +
Casualty insurance (included in package) + +
Legal costs insurance (included in package) + +
Travel luggage insurance (included in package/tariff Optimal only) - +
Age group up to 34 years, premium per day/person 0,26 € 0,54 €
Age group from 35 - 64 years, premium per day/person 0,28 € 0,56 €
Age group from 65 years, premium per day/person 0,35 € 0,63 €
Additional liability cover for internship damages = optional bookable Optional Optional
Premium per day / person 0,12 € 0,12 €
Travel cancellation insurance = optional bookable Optional Optional
Premium with deductible from travel price 2%
from 65 years 2.8 %
(max. 3000€ travel price per person)
2%
from 65 years 2.8 %
(max. 3000€ travel price per person)
Premium without deductible from travel price 2.7%
from 65 years 3.5 %
(max. 3000€ travel price per person)
2.7%
from 65 years 3.5 %
(max. 3000€ travel price per person)

Brief overview: Content of insurance for trips within Germany (*Information)

Brief overview: Content of insurance for trips within Germany (*Information)

Insurance line of business scope of insurance
Travel liability insurance
Personal injury and property damage 5 million €
Financial losses 1 million €
Damage to rented unmovable property 500.000 €
Damage to rented movable property 1,000 €
with excess 50 €
per insured event
Key loss 2.000 €
with excess of 150 € per insured event
Optional liability additional cover for internship damages
Participation in job-specific internships
In the context of a course of study or Erasmus Plus program:
personal injury and property damage:
up to the agreed sum insured under liability insurance for personal injury and property damage
Other than of a course of study or Erasmus-Plus program:
Personal injury and property damage:
with a flat-rate sum insured of 10,000 € with a deductible of 100 € per insured event
Travel accident insurance
Disability benefit 55,000 €
(123,750 € for 100% disability)
Death benefit 10,000 € under 18 years /
25,000 € over 18 years
Hospital daily allowance with recovery money 10 €
salvage costs 5.000 €
Travel luggage insurance
Damages and losses due to transport, force majeure, theft, fire, water +
Ski breakage risk (except hired, borrowed or rented skis) +
Camping risk +
Sum insured general 2.000 €
(can be increased on request)
Sum insured Valuables (camera, musical instruments, etc.) 1,000 €
Travel legal protection
Judicial and extrajudicial assertion of claims for damages +
Defence in criminal proceedings or administrative offences for labour and social law proceedings +
Sum insured 1.000.000 €
Travel cancellation insurance
Note:
Must be completed at least 14 days prior to departure
Payment of cancellation fees +
Return travel costs that exceed the travel price +

Policy conditions

NOTE: You can upload a list with all the participants (xls, xlsx, doc,pdf) that must contain at least surname, name, date of birth.

  Important information about the tariffs  

Travel insurance for groups from community colleges

Who needs travel insurance for community colleges?

These specially developed travel insurance policies can be taken out by German adult education centres for travel through Germany and abroad and by foreign adult education groups for trips to Germany. This applies to groups of 5 persons or more.

In cooperation with the Federal youth councils we have created favourable travel insurance framework contracts for adult education centres which are tailored to the special needs. Different age groups are also taken into account.

What travel insurance do I need when travelling with a community college?

Necessary: International health insurance

There are travel insurances for community colleges or adult education centres that are individually tailored to the needs of the travel group. The most important travel insurance for group trips abroad with the adult education centre is the international health insurance, which you can take out here directly for the desired travel period and the participating persons.

All-round insurance protection: Insurance package

For a comprehensive insurance for your trip with a community college we recommend our property package with liability, accident, legal protection and luggage insurance.Simply book the insurance package with your online purchase.

Useful: travel cancellation insurance

Optionally, we recommend a travel cancellation insurance, which can easily be selected additionally when booking online.


What travel insurance do I need when travelling with a community college?
Graphic: What travel insurance do I need when travelling with a community college?

Important information about our insurance for groups from community colleges:

  • Inexpensive travel insurance rates for community colleges
  • The insurance can be taken out for trips of German groups at home and abroad as well as for foreign groups travelling to Germany
  • The insurance package is valid for groups consisting 5 people and more
  • The insurance duration can be up to 90 days
  • The entire travel insurance is valid worldwide, except in war zones
  • The currently valid insurance tax is already included in the premiums (health insurance is tax-free)

Paying for online bookings

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Easy to pay with:

- Direct debit

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- Credit card (Mastercard / VISA / American Express)

Community colleges insurance payment methods

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