Our travel accident insurance in a property package

The insurance coverage includes accidents all over the world.

• Disability benefit in case of permanent impairment due to accident
• Transitional benefit in case of impairment of at least 50 % after six months
• Daily allowance in case of impairment of working capacity
• Daily hospital allowance in case of full inpatient treatment
• Convalescence benefit after discharge from full inpatient treatment
• Death benefit in the event of death within one year
• Accident pension in the event of a degree of disability of at least 50%.
• Cosmetic surgery in the event of permanent impairment of external appearance
• Rescue costs after an accident
• Spa cost allowance in connection with an accident event
• Immediate benefit in the event of severe injury (e.g. paraplegia or amputation)

Not insured are:

• Accidents caused by motorized vehicles, where the aim is to reach maximum speeds
• Rescue costs (e.g. helicopter transport to the valley), due to altitude sickness)

The daily hospital allowance is paid for each calendar day of full inpatient treatment, up to a maximum of two years from the date of the accident.

As accident insurance, we provide benefits for the consequences of accidents. Illnesses and infirmities that contributed to the health impairment caused by an accident event can therefore reduce the benefit.

Unfortunately, it is not possible to insure persons permanently in need of care, as well as persons whose participation in general life is permanently excluded.

The insured person must immediately consult a doctor after an accident, follow his or her orders and inform the accident insurance company. After sending the accident report, the insurance company may order examinations by other doctors. In the event of death as a result of the accident, this must be reported to the insurance company within 48 hours, even if the accident has already been reported.