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Harvest workers insurance
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Harvest workers/seasonal workers insurance Harvest workers Standard* Harvest workers Plus* Harvest workers up to 153 days
Health insurance = Inclusive 1,7-fold set of the GOÄ or GOZ 2,3-fold set of the GOÄ or GOZ 2,3-fold set of the GOÄ or GOZ
daily rate 0,41 € 0,45 € 0,49 €
Property package: Accident & liability insurance = optional bookable Optional Optional Optional
daily rate 0,05 €* 0,05 €* 0,05 €*

* incl. statutory insurance tax

  Important information about the tariffs  

Harvest workers insurance - insurance for harvest helpers

Who needs harvest workers insurance?

Agricultural enterprises in Germany often employ seasonal workers as harvest helpers. Many of them come from other European countries and need additional protection.

With our special tariffs for harvest helper insurance we offer favourable insurance cover for harvest helpers while working in the agricultural sector in Germany. Our rates for harvest insurance apply to small and large farms.

The maximum insurance period in the "Standard" and "Plus" tariffs is 90 days and applies to persons up to the age of 70. In the further tariff "Harvest workerss up to 153 days" the maximum insurance period is 153 days and applies to persons up to the age of 64.

What insurance do you need as harvest worker in Germany?

Health-, accident- and liability insurance

Seasonal agricultural and forestry workers of foreign nationality need health insurance as protection in the event of illness.

We also recommend that you take out an additional package:

- Accident insurance as protection in case of an accident, as well as in case of possible death of the employee.
- Liability insurance to cover personal injury and property damage.

What insurance do you need as harvest worker in Germany?
Graphic: What insurance do you need as harvest worker in Germany?

Information on insurances for harvest helpers/season workers at a glance:

    • Insurance cover for seasonal workers in the agricultural sector in Germany
    • Health insurance as basical insurance, a travel accident insurance and a travel liability insurance can be included

    • Tariff Standard and Plus: The insurance duration can be up to 90 days
    • Tariff Standard and Plus: The person to be insured must not be older than 69 years

    • Tariff Harvest workers up to 153 days: The insurance duration can be up to 153 days
    • Tariff Harvest workers up to 153 days: The person to be insured must not be older than 64 years

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    > Calculate Harvest Workers Insurance ...

    Other insurance for agricultural farms

    In addition to insurance for your harvest workers during seasonal work, we also offer other important insurance for your farm:

    Company liability insurance, accident insurance, legal expenses insurance, machinery insurance, contents insurance, building insurance, transport insurance, pension insurance.

    More information (german language) and online comparison ...

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