We offer specially tailored group travel insurance at particularly favorable conditions for clubs, associations, youth groups and students on student exchanges or class trips. High-performance rates for optimal coverage when traveling abroad or within Germany.
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Our group travel insurances offer you comprehensive protection for all eventualities.
Bernhard Reiseversicherungsmakler is specialized in group travel insurances such as student travel insurances and insurances for school trips, as well as insurances for youth groups, as we have been active in exactly this area for over 30 years.
All benefits at a glance:
International health insurance is the most important insurance for all group travel - whether it's a student exchange, youth trip, educational trip, ski and tent camp or, or ...
For example, German health insurers abroad reimburse at most the costs that would also have been incurred for treatment in Germany. Without health insurance abroad, the patient would be stuck with the additional costs.
This insurance is also just as important for travel groups coming to Germany, as doctors here will only agree to treatment if proof of cost coverage is guaranteed by health insurance.
An optional insurance property package can be additionally booked, which is absolutely recommendable due to its scope of benefits. Travel cancellation insurance is also optionally available with/without deductible, as is teacher cancellation insurance for class trips.
The optional property package includes the following insurances depending on the tariff:
Especially for group trips with several people, such as class trips, ski camps, graduation trips and educational trips the probability of an accident or cancellation is particularly high. This applies both to group trips abroad, such as class trip Prague, class trip London, class trip Paris, and to group trips to Germany, such as class trip Germany or class trip Berlin.
Below we provide detailed information about our insurance offer for students, youth and other groups as well as the possibility to directly purchase a group travel insurance.
International Health Insurance
International health insurance protects the insured group of people against high medical or hospital costs that may be incurred in the event of illness or injury. In addition, in the event of illness, the costs for medically appropriate return transport are also covered.
Services at a glance:
|Hospital costs for outpatient and inpatient treatment:||100 %, if medically necessary and unavoidable|
|Analgesic dental treatment:||max. 500 € (not for existing toothache)|
|Repatriation costs for further treatment in the home country:||if medically reasonable and justifiable|
|Transfer costs in case of death:||Up to 25.000 €|
Travel cancellation insurance
Especially in groups, the probability increases that a participant will not be able to participate due to an acute illness, vaccination intolerance, accident or, for example, repeat testing. The travel cancellation insurance offers comprehensive protection against such reasons.
The benefits of our cancellation insurance at a glance
|Coverage of cancellation fees:||✔|
|Return travel costs that exceed the travel price:||✔|
Notice: Must be completed at least 14 days before the start of the trip
Travel liability insurance
Here a group insurance makes sense, because not everyone has a private liability insurance with worldwide coverage. It covers personal injury, property damage and financial losses to third parties that may occur during the trip.
Overview of the services
|Personal injury and damage to property:||5 Million Euro|
|Property damage:||1 Million Euro|
|Damage to rented immovable property:||500.000 Euro|
|Damage to rented movables:|
|Loss of keys:||2000 Euro|
with deductible 150 € per claim
Group accident insurance
Group accident insurance makes sense above all for active trips, but also for youth groups. It provides financial compensation after accidents and also provides financial support in the event of disability, total disability or accidental death.
Overview of the services
|Invalidity payment:||55.000 € (123.740 € for 100% disability)|
|Death benefit:||Under 18 years: 10.000 € / Over 18 years: 25.000 €|
|Hospital daily allowance with convalescence allowance:||10 €|
Travel luggage insurance
The baggage insurance covers damage caused by loss or damage to baggage.
The benefits of our luggage insurance at a glance
|Damage and loss through transport, force majeure, theft, fire, water:||✔|
|Risk of ski breakage (except rented, hired or loaned skis):||✔|
|General sum insured:|
3000 € (may be increased on request)
|Sum insured own musical instruments:||1000 €|
Legal protection insurance
As not everyone has legal protection insurance with foreign cover, it makes particular sense for groups, as favourable group tariffs can be taken out here.
The services of our legal protection at a glance
|Insured amount:||1.000.000 €|
|Judicial and extrajudicial assertion of claims for damages:||✔|
|Defence in criminal proceedings or administrative offences for labour and social law proceedings:||✔|
Group travel with several people requires comprehensive insurance coverage for many reasons. Therefore, we can recommend any of the following travel insurance policies.
Absolutely useful & recommendable:
School group travel
Teacher cancellation insurance
GAPP student exchange
Children & youth groups from eastern europe
Clubs & associations
Travel to youth hostels