Living & working abroadBR Bewertungen

Living & working at home/abroad

Living & working abroad
The best medical care abroad

  • Worldwide insurance cover
  • Favorable framework rates
  • All important travel insurance policies in one property package
  • Additional property packages possible

From € 0.41per day

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  • Worldwide
    travel protection
  • 70 years
    of experience
  • 21,500
    customers
  • Affordable
    frame rates

Living & working abroad

Our insurance solutions for working abroad

Business travel insurance - Icon

Business travel insurance

  • up to 56 days per trip
  • worldwide travel cover
  • without excess

from € 18 per year

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Business travel insurance - working abroad

Work & Travel Insurance Icon

Work & Travel insurance

  • Worldwide insurance cover
  • Term up to 365 days
  • Additional property packages possible

from € 1.15 per day

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Work & Travel insurance

Au Pair Insurance Icon

Au pair insurance

  • up to the age of 34
  • Travel cover for up to 5 years
  • Additional property packages possible

from € 0.90 per day

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Au pair insurance

Voluntary social year - Icon

Voluntary social year

  • Worldwide insurance cover
  • Travel cover for up to 5 years
  • Additional property packages possible

from € 0.90 per day

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Voluntary social year - FSJ insurance

Harvest worker insurance - Icon

Harvest worker insurance

  • Possible up to the age of 70
  • Term of up to 153 days
  • additional material packages possible

from € 0.41 per day

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Harvest worker insurance

Foreign guests Icon

Foreign guests

  • Assumption of costs for care
  • up to 93 days per trip
  • no excess

from € 0.99 per day

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Foreign guests

Expats Icon

Expats

  • Valid worldwide
  • Flexible benefits & tariffs
  • Comprehensive services

from € 92 per month

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Expats

Trip cancellation icon

Travel cancellation insurance

  • Cancellation costs of the trip
  • Also for groups and families
  • Travel assistance
  • Incl. corona illness

from 2.2 % of the travel price

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Our recommendation

Health insurance is essential when traveling abroad.

Working abroad can be multifaceted, we offer the right solutions for work-related stays abroad!

Whether you are traveling the world as part of a voluntary social year, as an au pair, on a working holiday visa or for professional or private reasons.
You will always need international travel health insurance as insurance cover when you travel abroad!

What about the benefits provided by German health insurance companies?
German health insurance companies (this also applies to many products and services provided by private health insurance companies) only reimburse the costs for a trip abroad that would have been incurred for the same treatment in Germany (including in other European countries).

Doctors in Germany will only cover the costs of the treatment in question if they can prove that they have been reimbursed. Therefore, travel health insurance is essential for travelers to Germany as well as for Germans abroad!

Comprehensive insurance cover when traveling abroad

For comprehensive insurance cover when travelling abroad, we recommend our property package with liability, accident and legal expenses insurance, as well as luggage insurance.

Simply book the property package with additional benefits online when you take out international health insurance!

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The most important services

Benefits of travel health insurance abroad

In the event of illness abroad, international travel health insurance covers the following costs:

  • Hospitalization and medication when traveling abroad
  • Use of medical treatment (outpatient/inpatient)
  • Costs for patient transportation to treatment (clinic)
  • medically appropriate return transportation to the home country
  • Costs for additional services (travel for family members)

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Particularly affordable: Health insurance for traveling abroad more than once a year

Annual international travel health insurance can be worthwhile for as few as 2 trips per year:

  • From € 9.90 per year for individuals
  • From € 21 per year for families
  • Year-round cover - automatically insured for every trip
  • No worries about individual policies or terms

►Health insurance for trips abroad more than once a year

Good reasons for a broker

Why is a travel insurance broker a good choice?

Time and cost savings

Time and cost savings

We compare rates, negotiate conditions and save you time-consuming research.

Support in the event of damage

Support in the event of a claim

As a broker, we are at your side in the event of an emergency and help you to assert claims quickly and easily.

Tailor-made protection

Tailor-made cover

Instead of standardized contracts, you get insurance that fits your trip exactly.

Digital & Secure

Digital and secure

With a rate calculator, digital customer account and online claims reporting, we make your cover simple, fast and up-to-date.

You can rely on our expertise - independent, experienced and always at your side when it matters!

► Our insurance solutions

Information & online conclusion

International travel insurance and additional package:

Travel insurance made easy

  1. Select your desired tariff - perfectly tailored to your trip.
  2. Enter your details - quick, easy and stress-free.
  3. Secure extras - add them individually as required.
  4. Convenient online payment - secure & flexible.
  5. Direct protection - policies immediately available digitally in your customer account at any time.

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