Ski liability insurance
From € 8.00 per person
Bernhard travel insurance broker
The ski liability insurance for Italy and South Tyrol fulfills the statutory insurance obligation for winter sports enthusiasts since January 2022 and provides reliable protection against liability risks.
Optimally covered in Italy and South Tyrol
Ski liability insurance covers the legal obligation for winter sports in Italy and South Tyrol and provides protection in the event of damage caused - for example to other people or third-party property. With digital insurance cover from €8 per trip, travelers are legally protected and avoid fines or the withdrawal of their ski pass.
The insurance makes sense because:
What does the ski liability insurance cover?
This ski liability insurance has been specially developed for winter sports enthusiasts - legally secure, efficient and user-friendly. These four benefits are particularly important:
Overview of services
Highlights
Benefits: | |
|---|---|
Insured events | Daily lifeliability risks: on the slopes, during après-ski and in the accommodation. |
What is insured? | - Personal injury and property damage |
- Damage to rented property | |
Sums insured | - EUR 5,000,000 for personal injury and property damage |
- EUR 30,000.00 for damage to rented property | |
Completion period | none |
Maximum trip duration | 30 days |
Costs | - EUR 8.00 per trip for single persons |
- 10,- EUR per trip for families |
Important information
Good reasons for a broker
You can rely on our expertise - independent, experienced and always at your side when it matters!
FAQ
Ski liability insurance is not a legal requirement in Germany. However, many insurance companies recommend taking out such insurance to protect yourself against damage that you may cause to other people while skiing.
Ski liability insurance is currently only compulsory in Italy (including South Tyrol). However, it is advisable to find out about the applicable regulations in the respective country before going on a ski trip.
Yes, you should always have the proof to hand - either digitally on your smartphone or in paper form. You must be able to show it during checks on the ski slope, otherwise you could be fined or have your ski pass revoked.
Yes, you are also covered if you are traveling with more than one person. However, losses between co-insured persons under the same contract are excluded.
The insurance covers damage to rented hotel rooms, vacation apartments or similar accommodation. However, the insurance does not cover wear and tear damage (e.g. scratches caused by normal use) or damage to electrical and heating appliances.
No. If you ski with more than 0.5 per mille, you may not only be fined but also lose your insurance cover.
No, the insurance can be taken out regardless of age. In Italy, minors are also required to wear a helmet by law.
Ski liability insurance acts on a subsidiary basis, i.e. it covers you if your existing liability insurance offers no or insufficient cover.
Liability claims arising from dangerous competitions or martial arts (e.g. skiing or cycling races, boxing, martial arts) are not covered. Normal skiing on the slopes is of course covered.
The cover is valid for the booked travel period, but for a maximum of 30 days. An extension beyond this is not provided for.
