Work and travel insurance
Reliable cover abroad for your work & travel adventure

Emergency insurance

✅

✅

Declaration of assumption of costs (loan) to hospitals up to €10,000

€15,000

Patient transportation up to €1,000

€2,500

Return transportation of luggage

❌

✅

Return travel costs to the home country in the event of illness of family members

❌

€1,000

In the event of trip interruption or delayed return journey (loan for additional costs)

due to illness, accident or death

❌

✅

due to kidnapping up to

€10,000

€15,000

Travel call

✅

✅

In the event of criminal prosecution

Assistance with detention and threat of detention (loan) up to

€1,000

up to €2,500

Loan for criminal bail up to

€10,000

€15,000

Loss of means of payment for travel (loan) up to €1,000

€2,500

Assistance with the loss of credit cards and EC or Maestro cards

✅

✅

Loss of travel documents

✅

✅

Help with rebooking/delays

✅

✅

✅

Emergency insurance

✅

✅

Declaration of assumption of costs (loan) to hospitals up to €10,000

€15,000

Patient transportation up to €1,000

€2,500

Return transportation of luggage

❌

✅

Return travel costs to the home country in the event of illness of family members

❌

€1,000

In the event of trip interruption or delayed return journey (loan for additional costs)

due to illness, accident or death

❌

✅

due to kidnapping up to

€10,000

€15,000

Travel call

✅

✅

In the event of criminal prosecution

Assistance with detention and threat of detention (loan) up to

€1,000

up to €2,500

Loan for criminal bail up to

€10,000

€15,000

Loss of means of payment for travel (loan) up to €1,000

€2,500

Assistance with the loss of credit cards and EC or Maestro cards

✅

✅

Loss of travel documents

✅

✅

Assistance with rebooking/delays

✅

✅

Travel liability insurance

✅

✅

Liability risks of everyday life up to

€1 million

€2.5 million

Liability claims due to damage to rented property per insured event up to €10,000

€25,000

Loss of keys

❌

up to €250

Deductible

none (exception: damage to rented property)

none (exception: damage to rented property and loss of keys)

Travel accident insurance

✅

✅

Sum insured in the event of disability (progression for more than 25% disability 350%) up to

€20,000

€40,000

Sum insured in the event of death

€10,000

€20,000

for rescue costs

❌

up to €5,000

for cosmetic operations

❌

up to €5,000

Luggage insurance

❌

✅

Maximum sum insured except:

❌

€2,000 / €4,000

Valuables

❌

€1,000 / €2,000

Glasses, contact lenses, hearing aids and cell phones (car phones are not insured), each with accessories

❌

up to €250

Golf and diving equipment, bicycles, wave boards, sailing/surfing equipment, each with accessories

❌

up to €500

Musical instruments with accessories (if carried for private purposes), audio players, portable DVD players

❌

up to €250

Replacement purchases in the event of delivery delays

❌

up to €500