International health insurance is the most important insurance for youth group trips abroad. Although you are generally covered by statutory health insurance in other European countries and in the EEA, the costs are only covered up to the amount reimbursed for treatment in Germany. The health insurance company can also make deductions - for example, for increased administrative costs. Some benefits must also be approved before treatment begins. With international health insurance, you are better covered in the event of illness abroad, with additional costs arising from treatment or hospitalization abroad being covered. It also covers any necessary repatriation from abroad for further treatment in your home country. Our international health insurance also covers you if you need treatment due to coronavirus.

►Conditions of insurance for international health insurance

Our property package protects you against third-party claims for damages and provides financial support in the event of an accident resulting in disability. The legal expenses insurance also supports you in the event of legal disputes.

The following insurances are included in our property package:

• Travel liability insurance
• accident insurance
• Legal expenses insurance

►Conditions of insurance for travel liability insurance

►Insurance conditions for accident insurance

► Insurance conditions for legal expenses insurance

If you have to cancel a youth trip before it begins for an insured reason, travel cancellation insurance will cover the cancellation costs incurred. If the trip has to be terminated prematurely during the stay, trip interruption insurance protects you from financial burdens: As a rule, it reimburses the costs of unused travel services as well as additional expenses incurred as a result of a premature return journey.

The choice is yours: you can take out travel cancellation insurance with or without an excess. If you choose the option with excess, you only bear 20% of the reimbursable costs yourself.

► Insurance conditions for travel cancellation insurance

► Only take out travel cancellation insurance

Luggage insurance reimburses you for the cost of the contents of your luggage in the event of theft, robbery or destruction by fire, for example.

Here you will find Information on special regulations for camping and bicycles

►Conditions of insurance for luggage insurance