Our property package consists of travel liability insurance, legal expenses insurance, accident insurance and optional luggage insurance.
Travel liability:
Travel liability covers personal injury, property damage and financial loss caused by a travel participant to a third party. It is particularly important for travelers who do not have private liability insurance with sufficient cover.
Benefits of travel liability:
| Personal injury and property damage: | 5 million euros |
| Financial losses: | 1 million euros |
| Damage to rented immovable property: | 500,000 euros |
| Damage to rented movable property: | 1000 euros
with an excess of €50 per insured event |
| Loss of keys: | 2000 euros
with an excess of €150 per insured event |
Accident insurance:
Not everyone has private accident insurance with sufficient cover abroad. It provides financial support in the event of disability, total disability or accidental death and also pays financial compensation following accidents.
Accident insurance benefits:
| Disability benefit: | €55,000 (€123,740 with 100% disability) |
| Death benefit: | Under 18 years: €10,000 / Over 18 years: €25,000 |
| Daily hospital allowance with convalescence benefit: | 10 € |
| Salvage costs: | 5000 € |
Legal expenses insurance:
Our legal expenses insurance covers court costs and lawyers' fees in the event of a legal dispute.
Legal expenses insurance benefits:
| Sum insured: | 1.000.000 € |
| Judicial and extrajudicial assertion of claims for damages: | ✔ |
| Defense in criminal proceedings or administrative offenses for labor and social law proceedings: | ✔ |
Luggage insurance:
This is an additional component of our property package. Luggage insurance covers damage caused by loss of or damage to luggage.
The benefits of our baggage insurance at a glance
| Damage and loss due to transportation, force majeure, theft, fire, water: | ✔ |
| Risk of ski breakage (except rented, borrowed or hired skis): | ✔ |
| Camping risk: | ✔ |
| Sum insured in general: | 3000 € (can be increased on request) |
| Sum insured for own musical instruments: | 1000 € |
