Insurance for foreign lecturers, fellows & interns in GermanyBR Bewertungen

Academic stays in Germany

Insurance for foreign lecturers, students & interns in Germany

Travel insurance for academic stays

  • Immediate travel cover on arrival - even without proof of prior insurance
  • Combination package of health, liability & accident insurance
  • Take out online in just a few minutes - no excess
  • Maximum transparency & fair conditions

From €1.19 per person and day

►Select protection package

  • Worldwide
    travel protection
  • 70 years
    of experience
  • 21,500
    customers
  • Affordable
    frame rates

Bernhard travel insurance broker

The most important facts in brief

Our insurance provides you with reliable protection in the event of illness or emergencies during your stay in Germany. Optionally, you can choose additional accident or liability cover - so you are fully protected and can concentrate fully on your time in research, study or practice.

Especially for lecturers & interns

Especially for lecturers & interns

Tailor-made travel insurance solutions for academic stays abroad - whether as a lecturer or intern.

Flexible & convenient

Flexible & convenient

Individually customizable tariffs and contract terms with fast processing and clear benefits.

Comprehensive protection

Cover for illness, accident or liability claims in Germany - for maximum safety on the road.

Trustworthy & experienced

Trustworthy & experienced

Many years of experience and maximum reliability make Bernhard the premium partner for academic travel insurance.

Optimally secured in Germany

Travel insurance for an academic stay

With our special insurance cover, foreign lecturers, fellows, students and interns are optimally protected during their stay in Germany.

Why does insurance make sense?

  • Reliable protection against considerable costs in the event of illness or accident in Germany.
  • Important additional benefits when taking out the insurance package*.
  • Proof of international health insurance for the residence permit.

Insurance cover for up to one year

  • Cover for lecturers, students & co.
  • exact billing per day
  • Individual additional benefits can be selected
  • Treatment with free choice of doctor and hospital
  • Repatriation to home country included

From € 1.19 per person and day

► to the tariff calculator

Insurance cover for up to five years

  • insurable up to the 35th birthday
  • Comprehensive cover in the event of illness and accident
  • Individual additional benefits can be selected
  • Temporary home country cover for up to 6 weeks
  • Repatriation to home country included

From € 1.69 per person and day

► to the rate calculator


* Our insurance package (property package) includes the following insurances: Liability insurance, accident insurance and legal protection insurance. This covers you against third-party claims for damages and provides financial support in the event of an accident. The legal expenses insurance also supports you in the event of legal disputes.

What does travel insurance for lecturers & interns include?

Top travel insurance benefits

Our travel insurance already offers a high level of protection with the international health insurance included in the basic cover and can be individually extended with flexible benefit modules.

Medical care

Medical care

Visits to the doctor, medication, hospital stays and emergency treatment abroad.

Repatriation to your home country

Repatriation to your home country

Assumption of the costs for medically necessary or appropriate repatriation.

Assistance in the event of a claim

Help in the event of a claim

In the event of an emergency, we actively support you in reporting the claim, communicating with the insurer and enforcing your claims.

Digital contract management

Digital & simple

With a rate calculator, digital customer account and online claims reporting, we make your insurance simple, fast and up-to-date.

Services in detail

What benefits does the AKV include?

Health insurance up to 1 year

Health insurance up to 5 years

Insurance conditions for international health insurance

Below you will find the detailed insurance conditions for international health insurance. These contain all the important information on benefits, exclusions and applicable regulations. Please read the conditions carefully to fully understand your insurance cover.

Note: Only the contents and wording of the insurance policy and the insurance conditions are legally binding.

Travel insurance for academic stays abroad

Important information at a glance

  • Insurance only for persons who are not older than 64 years of age
  • Insurance term of up to 5 years only for persons who are not older than 34 years of age
  • the currently applicable insurance tax is already included in the premiums (health insurance is tax-free)

Take out lecturer insurance now

Service

What should I do in the event of a claim (illness)?

Major injuries, illnesses or emergencies:

  • Contact your insurer's 24-hour emergency hotline immediately.
  • Discuss the next steps.
  • Request a declaration of assumption of costs for inpatient stays.

✆ Hotline for short-term health insurance


Minor accidents / outpatient treatment:

  • Keep receipts & documents in a safe place.
  • Report claim online.
  • Reimbursement to the specified account after verification.
  • Keep originals for queries.

To the online claims notification


Important information on invoices & prescriptions:

  • Name of the person treated & illness.
  • Date of treatment & medical services with costs.
  • Prescriptions: Name of medication, price & pharmacy stamp.

Reimbursement: Payment is made approx. 2 weeks after verification; missing documents may be requested later.

FAQ

Frequently asked questions about travel insurance for lecturers in Germany

Travel insurance made easy

  1. Select your desired tariff - perfectly tailored to your trip.
  2. Enter your details - quick, easy and stress-free.
  3. Secure extras - add them individually as required.
  4. Convenient online payment - secure & flexible.
  5. Direct protection - policies immediately available digitally in your customer account at any time.

► Calculate quote

Good reasons for a broker

Why is a travel insurance broker a good choice?

Time and cost savings

Time and cost savings

We compare rates, negotiate conditions and save you time-consuming research.

Support in the event of damage

Support in the event of a claim

As a broker, we are at your side in the event of an emergency and help you to assert claims quickly and easily.

Tailor-made protection

Tailor-made cover

Instead of standardized contracts, you get insurance that fits your trip exactly.

Digital & Secure

Digital and secure

With a rate calculator, digital customer account and online claims reporting, we make your cover simple, fast and up-to-date.

You can rely on our expertise - independent, experienced and always at your side when it matters!

► Our insurance solutions

Travel preparation

Further information on the topic of lecturers & interns abroad

Read our blog posts with lots of important information: