Who is this travel insurance suitable for?

For experiential education organizers: educators, educational institutions, youth clubs, youth welfare and leisure organizers.

From what group size can the insurance be taken out?

The insurance is valid from a group size of 5 people.

The basic rate abroad starts from €1.10 per person/day. Travel cancellation from approx. 2.2 % of the travel price. Example: International health insurance and legal protection for one week in Iceland approx. 22.96 € gross. For a domestic measure with material package e.g. € 20.80 gross.

What benefits does the benefits-in-kind package include?

The property package includes liability, accident and legal protection insurance - ideal for domestic measures with high security protection.

When does the insurance cover begin and end?

The cover begins on the start date specified in the insurance contract (e.g. travel date) and ends at the end of the trip or the agreed end time.

In which countries does the insurance cover apply?

The international insurance applies worldwide for all insured trips, subject to the exclusions stated in the conditions.

Bernhard travel insurance broker

The most important facts in brief

Travel insurance for experiential education measures provides reliable protection for groups traveling abroad or domestically. It is specially designed for children's and youth facilities, independent educators and sponsors - with comprehensive cover for illness, accident, rescue and more.

Flexible contract options

Individual scope of insurance, suitable for every measure at home and abroad.

Suitable for group trips

From 5 people - ideal for educational measures, camps and educational projects.

Digital & experienced

Fast processing and over 70 years of expertise in travel insurance.

Increased rescue costs

Cover up to € 25,000 - also for outdoor programs or extreme situations.

The most important facts in brief - experiential education measures

Optimally covered for excursions or trips

Our travel insurance for experiential education measures

This travel insurance is specially tailored to the needs of organizers of experiential education measures, such as children's and youth facilities and independent educators, who, for example, offer excursions or trips with overnight stay(s) at home and abroad:

offer excursions or trips with overnight stay(s) at home and abroad,
organize nature experience games or interaction games,
offer outdoor sports such as hiking, cycling, swimming, boating or raft building.

The travel insurance for educational institutions is aimed specifically at organizers of experiential educational group trips - whether at home or abroad. Available for groups of five or more participants, with modular benefits such as health insurance, cancellation, interruption or baggage insurance.

Travel insurance makes sense ...

... because statutory health insurance companies only provide limited cover abroad.
... because emergencies or trip cancellation can quickly result in high costs.
... because programs with children and young people involve special risks.

Note: Only the contents and wording of the insurance policy and the insurance conditions are legally binding.

Experiential education measures abroad

Daily billing only for the actual duration of the trip
Additional services can be selected, e.g. cancellation, luggage, accident, quarantine
Contract ends automatically on the return date, no cancellation necessary
Favorable group rate for educational institutions

From €1.10 per person per day

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Further information

Experiential education measures in Germany

Material package including liability and accident insurance
Additional services can be selected, e.g. withdrawal, interruption, luggage, quarantine
Contract ends automatically on the return date, no cancellation necessary
Favorable conditions - ideal for educational trips within Germany

From €1.10 per day and person

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Further information

What do the insurance policies include?

The top benefits for domestic and international travel

Travel insurance reliably protects group trips at home and abroad against financial risks. With individually combinable modules, it covers the most important scenarios for educational measures.

Medical care

Medical care & repatriation

(only for trips abroad)

Cost coverage for outpatient and inpatient treatment as well as medically appropriate repatriation to your home country.

Liability & accident insurance

(included in Germany, optional abroad)

Cover for third-party claims for damages and financial support in the event of accidents during the program.

Luggage insurance

(optional in both variants)

Reimbursement in the event of loss or destruction of luggage due to theft, robbery or fire, for example.

Travel cancellation insurance

Trip cancellation & trip interruption

(optional in both variants)

Reimbursement of cancellation costs in the event of no-show and assumption of costs in the event of premature trip interruption.

Recommended insurance cover

Which travel insurance policies make sense for EP measures?

Travel health insurance is one of the most important forms of cover for DP activities abroad. For activities within Germany, this module is not necessary - here the focus is primarily on liability, accident and travel cancellation insurance.

As an independent insurance broker, we make our recommendations based on many years of experience. Which combination makes sense in each individual case, however, always depends on the individual risk and the requirements of the respective activity.

Recommended insurances for educational institutions

Basic protection

Insurance for EP measures abroad

Recommended additional cover for trips abroad

►Information sheet on the insurance

Basic protection

Insurance for EP measures within Germany

Overview of services (extract)

Line of insurance	Scope of insurance
Travel liability insurance
Personal injury and property damage	€ 5 million
Financial losses	€ 1 million
Damage to rented immovable property	€ 500,000
Damage to rented movable property (except motor vehicles of all kinds)	€ 1,000
with excess	€ 50 per insured event
Loss of keys	2,000 €
with excess	150 € per insured event
Travel accident insurance
Disability benefit	€ 55,000 (€ 123,750 with 100% disability)
Death benefit	under 18 years € 10,000 / over 18 years € 25,000
Daily hospital benefit with convalescence benefit	€ 10
Rescue costs	€ 5,000
Travel legal protection
Judicial and extrajudicial assertion of claims for damages	✓
Defense in criminal proceedings or administrative offenses for employment and social law proceedings	✓
Sum insured	€ 1,000,000

Recommended additional cover for domestic travel

Travel insurance for educational institutions - flexible & secure

Comprehensive cover for adventure and educational programs
Attractive group rates for domestic and international programs
Optional supplements: Travel cancellation and baggage insurance
Simply digital: from participant lists to claims reporting

From €1.10 per person and day

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Cost examples

What does insurance for an experiential education program cost?

Example of costs for an experiential education measure in Germany

Heiko Seeb (30) is a dedicated adventure educator and is planning an exciting adventure education program for four children aged 14. The activity will take place from Thursday to Sunday in the beautiful natural surroundings of the Bavarian Forest, where the children can experience various adventures and strengthen their teamwork skills.

To ensure the safety of all participants, Anna has decided to take out a property package with liability insurance, legal protection and accident insurance.

Criteria for calculation	Example Heiko Seeb
Product	property package with liability insurance, legal protection and accident insurance
Duration	4 days (Thursday to Sunday)
Total travel price	2000 €
Premium	20.80 € gross

For the experiential education measure, the premium for the property package with liability insurance, legal protection and accident insurance is €20.80 gross.

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Example of costs for an experiential education measure abroad

Thomas Wagner (46) is an experienced adventure educator and is planning an exciting geology trip to Iceland for six young people. The group consists of two 16-year-olds and four 17-year-olds. The trip takes place over a week and offers the participants the opportunity to explore the impressive geological formations and natural wonders of Iceland.

To ensure the safety of all participants during the trip, Thomas has decided to take out insurance.

Criteria for calculation	Example Thomas Wagner
Product	foreign health insurance and legal protection
Duration	7 days (1 week)
Total travel price	€4500
Premium	€22.96 gross

The premium for international health insurance and legal protection for the experiential education program in Iceland is € 22.96 gross.

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What does insurance for an experiential education program cost?

Good reasons for a broker

Why is a travel insurance broker a good choice?

Time and cost savings

We compare rates, negotiate conditions and save you time-consuming research.

Support in the event of damage

Support in the event of a claim

As a broker, we are at your side in the event of an emergency and help you to assert claims quickly and easily.

Tailor-made protection

Tailor-made cover

Instead of standardized contracts, you get insurance that fits your trip exactly.

Digital & Secure

Digital and secure

With a rate calculator, digital customer account and online claims reporting, we make your cover simple, fast and up-to-date.

You can rely on our expertise - independent, experienced and always at your side when it matters!

► Our insurance solutions

Bernhard Reise - Top travel insurance broker

FAQ Travel insurance for experiential education

Frequently asked questions

Insurance made easy - our rate calculator

Travel insurance made easy

Select your desired tariff - perfectly tailored to your trip.
Enter your details - quick, easy and stress-free.
Secure extras - add them individually as required.
Convenient online payment - secure & flexible.
Direct protection - policies immediately available digitally in your customer account at any time.

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Our insurance recommendations

Other important travel insurance policies

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Travel cancellation insurance

Trip cancellation fees
Also for groups and families
Travel assistance
with or without deductible

from 2.2% of the trip price

► more information

Our luggage insurance

Luggage insurance

Loss of luggage
Reimbursement for replacement purchases
Damage to luggage
No excess

from 25,00 € per trip/person

►more information

Travel insurance for experiential education measures
Secure travel cover for group trips with an educational focus

The most important facts in brief

Flexible contract options

Suitable for group trips

Digital & experienced

Increased rescue costs

Our travel insurance for experiential education measures

The top benefits for domestic and international travel

Medical care & repatriation

Liability & accident insurance

Luggage insurance

Trip cancellation & trip interruption

Which travel insurance policies make sense for EP measures?

Insurance for EP measures abroad

Insurance for EP measures within Germany

Overview of services (extract)

What does insurance for an experiential education program cost?

Why is a travel insurance broker a good choice?

Time and cost savings

Support in the event of a claim

Tailor-made cover

Digital and secure

Frequently asked questions

Travel insurance made easy

Other important travel insurance policies

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