GAPP Student Exchange USA
From € 0.29 per person
Bernhard travel insurance broker
Our specially developed GAPP travel insurance policies provide reliable protection against financial risks during the student exchange between Germany and the USA.
Optimum protection for GAPP student exchanges
Our GAPP travel insurance policies offer groups of 5 or more people comprehensive cover for student exchange programs between Germany and the USA. They provide reliable protection against financial risks in the event of illness, accident or unforeseen events.
Why GAPP travel insurance makes sense for student exchange programs:
In addition, we always recommend teacher cancellation insurance should also be taken out.
What does GAPP student exchange insurance cover?
This group travel insurance offers reliable cover in the event of illness and emergencies - clear, digital and flexible. It guarantees financial protection, flexible rates and maximum security for the GAPP student exchange.
Services in detail
Basic protection
For a carefree student exchange, we recommend our group international health insurance, specially developed for GAPP student exchanges. It offers comprehensive cover in the event of illness or accident abroad - and can be easily taken out and managed online.
Line of insurance | Scope of insurance | |
|---|---|---|
International health insurance | ||
Medical expenses for outpatient and inpatient treatment | ✓ | |
Pain-relieving dental treatment | ✓ | |
Repatriation costs for further treatment in the home country | if medically necessary and justifiable | |
Repatriation costs in the event of death | ✓ |
You can download the insurance conditions here
Insurance conditions for international health insurance
Note: Participants who are to be insured must not be older than 64 years (including the supervisors/teachers).
Note: Only the contents and wording of the insurance policy and the insurance conditions are legally binding.
Additional protection
For comprehensive cover, we recommend our property package with travel liability, accident and legal expenses insurance. With additional travel cancellation insurance, supplementary cover for internship damage and luggage insurance, exchange students can enjoy their stay in Germany/USA without any financial worries.
Line of insurance | Scope of insurance | |
|---|---|---|
Travel liability insurance | ||
Personal injury and property damage | € 5 million | |
Financial losses | € 1 million | |
Damage to rented immovable property | € 500,000 | |
Damage to rented movable property | € 1,000 | |
with excess | € 50 per insured event | |
Loss of keys | € 2,000 | |
with excess | € 150 per insured event | |
Travel accident insurance | ||
Disability benefit | € 55,000 (€ 123,750 with 100% disability) | |
Death benefit | under 18 years € 10,000 / over 18 years € 25,000 | |
Daily hospital benefit with convalescence benefit | € 10 | |
Rescue costs | € 5,000 | |
Travel legal protection | ||
Judicial and extrajudicial assertion of claims for damages | ✓ | |
Defense in criminal proceedings or administrative offenses for employment and social law proceedings | ✓ | |
Sum insured | € 1,000,000 |
Travel liability insurance
Travel liability insuranceis highly recommended for exchange students to protect themselves against claims for damages against third parties that may arise due to personal injury, property damage or financial loss. These can be very high in Germany. It can be taken out until the day of departure. The liability insurance covers the costs of damage caused by you for the duration of your stay.
Insurance conditions for travel liability insurance
Travel accident insurance
Travel accident insurance provides financial compensation following accidents resulting in permanent disability and also provides financial support in the event of accidental death, cosmetic surgery following an accident and rescue costs.
Insurance conditions for accident insurance
Legal expenses insurance
In Germany, legal disputes can cause immense costs; legal expenses insurance covers lawyers' fees and court costs.
Insurance conditions for legal protection insurance
Cancellation insurance
Cancellation insurance covers the costs of canceling or rebooking your trip and provides cover in the event of curtailment.
Information on the conclusion
Important travel information
Information sheet on GAPP travel insurance
Information on partner schools:
FAQ GAPP travel insurance
In the event that individual insured participants/students/teachers are unable to take part in the GAPP trip due to serious illness, accident or death, you will need travel cancellation insurance. This ensures that these persons are reimbursed for cancellation costs in the event of withdrawal.
However, the other insured participants will take part in the trip.
Costs of travel cancellation insurance
Example: If all persons to be insured are max. 64 years old and the travel price per person is max. 3,000 euros, then the insurance costs are:
a) with excess: 2 % of the stated total travel price
b) without excess: 2.7 % of the stated total travel price
Booking
Cancellation insurance: can be optionally booked at the time of booking
Booking deadline
Please note that online booking is required at least 14 full days before departure for travel cancellation insurance!
Why is travel cancellation insurance worthwhile?
Insured reasons for a trip cancellation
In the event that the entire GAPP trip cannot take place because a teacher is unable to take part in the GAPP trip due to serious illness, accident or death and no other teacher can stand in for them, you will need so-called teacher cancellation insurance. This insurance will cover the cancellation costs.
Total trip price
The maximum total trip price for the GAPP trip is 30,000 euros.
Booking
Teacher cancellation insurance (with/without excess) can be added with a simple click when booking GAPP travel insurance.
Booking deadline
Please note that online booking is required at least 14 full days before the start of the trip for teacher cancellation insurance!
Register main group online
If the students have more than one travel period, please register the main group with the same travel period under GAPP and the participants with a different travel period online as "foreign guests in Germany".
Different participants
Then send us an e-mail with the booking number and the participants (first name, surname, date of birth) with the different travel period(s). We will then insure them with the booking number -A, -B, -C, ... .
Payment for different travel periods
Please note that payment for participants with different travel periods can be made by bank transfer or direct debit.
Credit card payment is also possible for both GAPP insurance and health insurance for foreign guests in Germany.
To avoid the high transfer fees, you may want to ask your German partner school to make the transfer for you and hand over the money in Germany. If you prefer to pay by direct debit from a German account, please state the account holder + IBAN.
Participant data
When registering online, please ensure that you have the first name, surname and date of birth of all participants.
Enter a guest address
The "guest address", which is requested at the beginning of the online registration process, is the address of the host school inviting the students to come.
Detailed confirmation
Do you need a detailed confirmation with the names of the insured persons? If so, please do NOT upload a list of participants, but enter the names and dates of birth of the participants manually. This way we can create a confirmation by name.
If the invoice/confirmation is sufficient, you can alternatively upload a list of participants (Excel, Word, pdf).
Credit card
Payment by credit card is only possible when registering online.
Bank transfer
If you wish to pay by bank transfer, please state the invoice number (= receipt number) and note that you are responsible for paying the bank charges.
Direct debit
If you prefer to pay by direct debit from a German bank account, we require the account holder, IBAN and BIC.
Not insured are
The main GAPP group (same travel period, same product and same destination) can register via this link.
Participants whose travel period differs from the main group register as "foreign guests in Germany".
If the GAPP registration has not yet been completed:
We ask the customer to register them as foreign guests in Germany.
If the GAPP registration including travel cancellation insurance has already been made:
The customer registers the participant with a different travel period under foreign guests in Germany, but WITHOUT travel cancellation insurance.
The date of entry is the date on which the guest insurance begins (so that the registration can be completed).
After taking out the insurance, he sends us an e-mail stating that this is an extension of GAPP insurance xx. In this way, we can ensure that the total permitted travel period is not exceeded.
Good reasons for a broker
You can rely on our expertise - independent, experienced and always at your side when it matters!
More information in English:
► English Version
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