The most popular host country destinations for au pairs are:

• Europe:
  England, Ireland, Iceland, Norway, Sweden, Finland, Denmark, Netherlands, Belgium, France, Switzerland, Luxembourg, Liechtenstein, Austria, Spain and Italy
  Note: In the USA, Netherlands and Switzerland, it is only possible to become an au pair through an agency (agency requirement).
  
• Worldwide:
  USA, Canada, Australia, New Zealand, Japan
  Note: A working holiday visa for au pairs may need to be applied for and basic knowledge of English/French is required.

• An au pair must not be older than 34 years when taking out the insurance
• The insurance must be taken out before the start of the trip
• The application for an insurance contract must be submitted for the entire duration of the trip
• Stays of up to 5 years

Going abroad as an au pair:

As German health insurance companies do not always cover all costs incurred abroad, additional health insurance is extremely important for au pairs. With an insurance package tailored to your individual needs, you can enjoy your stay abroad with peace of mind.

Information sheet on au pair insurance (outgoing)

Au pair insurance for German host families:

Provide your au pair with comprehensive health insurance! If you want to host an au pair as a host family, you should definitely offer him or her an au pair insurance policy that guarantees a carefree stay in Germany.

Information sheet on au pair insurance (incoming)

Additional insurance for au pairs: Property package

As additional insurance cover for the stay in the host country, we recommend that you take out our insurance package. It includes liability insurance, accident insurance and legal expenses insurance. This also covers damage to the host family's household, personal injury and property damage as well as accident benefits and assistance with legal disputes. Luggage insurance can be selected as an option to cover expensive items of luggage such as smartphones or cameras in the event of loss or damage.

Note: Only the contents and wording of the insurance policy and the insurance conditions are legally binding.

As an au pair , your main tasks will be to look after the children, help with household chores and, if necessary, help with homework. This also includes activities such as playing, excursions and preparing meals for the children.

Covered are:

• Pain-relieving dental treatment up to an amount of €500
• Dental fillings are only covered in a simple version
• Only the repair of dentures is covered
• If major dental treatment is required, the policyholder must obtain a treatment and cost plan from the dentist before treatment is carried out
  → We will forward this to Würzburger Versicherung for review/approval. Only when the Würzburg insurance company has approved it will the patient undergo treatment

Au pair pocket money varies depending on the country and family, but is usually between 250 and 400 euros per month. Many host families also offer accommodation, meals and sometimes pocket money or language courses.

In Germany, parents are entitled to child benefit under certain conditions, even if their child is working abroad as an au pair. It is advisable to find out about the exact regulations from the relevant family benefits office.

The advantages of an au pair stay are manifold: you can learn a new language, make international friends, gain valuable intercultural experience and at the same time have the opportunity to live and work in a family.

Yes, in many cases it is possible to extend your au pair insurance during your stay. However, you should contact your provider in good time before the insurance expires to discuss the options.

International health insurance covers 100% of the costs of outpatient and inpatient treatment if this is medically necessary and unavoidable.

Yes, pain-relieving treatments, simple fillings and repairs to dentures are reimbursed up to €500. Orthodontics are excluded.

Yes, insurance cover is also provided during pregnancy.

Yes, via the additional benefits package. This includes

• Liability insurance (up to €1 million for personal injury/property damage)
• Accident insurance (disability up to € 50,000, death € 2,500-15,000)
• Legal expenses insurance (up to €1 million per legal case).

100 % cost coverage for outpatient and inpatient treatment. Repatriation to the home country and repatriation in the event of death (up to €25,000) are also included.

• Worldwide (except USA/Canada): €1.19 per day
• USA/Canada: €3.00 per day

• Liability (up to € 5 million personal injury/property damage)
• Accident insurance (disability up to € 55,000, progression up to € 123,750)
• Legal protection (up to € 1 million per case)
• Loss of keys (up to € 2,000)
• Damage to rented property (up to €500,000 for immovable property, up to €1,000 for movable property with a €50 excess)

Yes, with benefits of up to €55,000 in the event of disability (up to €123,750 in the event of 100% disability with progression), death benefits of €10,000-25,000 and rescue costs of up to €5,000