No matter if package tour, backpacking, business trip or family vacation, with our trip insurances you will arrive relaxed at your destination inland or abroad. On this page you will find the most important information & services regarding our trip insurances.
Our trip insurances:
There are some trip insurances with which you can insure your trip inland or abroad.
Here you will find a short explanation of the respective travel insurance:
International travel health insurance
No one should travel without international health insurance, as private health insurance abroad often does not work or offers insufficient protection.
We offer two different variants of international health insurance:
The services are identical for both variants, here is an extract of the most important services of the international health insurance:
Travel cancellation insurance
The travel cancellation insurance covers you in the event that you are unable to travel.
Reasons for this can be:
Services of the travel cancellation insurance:
Insurance conclusion is possible with or without deductible.
Travel interruption insurance
The travel interruption insurance is a supplementary insurance to the travel cancellation insurance and extends the insurance cover in case you have to interrupt your trip unexpectedly.
Requirements for reimbursement of costs in case of interruption of travel:
The luggage insurance, insures the luggage while travelling and is especially useful for people who travel with valuable or important luggage.
Overview of benefits:
Work and Travel insurance
The Work and Travel insurance is an international health insurance with customized benefits. The insurance coverage can be up to 1 year or even 5 years. For an all-round protection, you can also book our special package, which includes travel liability, travel legal protection, accident insurance, emergency insurance and optional luggage insurance.
Is trip insurance necessary?
The really necessary insurance is the foreign health insurance, because the private health insurance often does not cover all costs already within Europe. All other travel insurances like travel cancellation or luggage insurance are intended for travelers who want to be covered in case of emergency.
Where can I purchase travel cancellation insurance?
There are many possibilities to take out a travel cancellation insurance, often this is also offered when booking a flight. However, these are often no high performance tariffs which apply e.g. only to the flight, but not to the hotel.
For this reason, we recommend to take out the travel cancellation insurance with an insurance broker or an insurance company, which offer a more extensive protection and powerful rates.
When do you need travel insurance?
For travel within the own country the private health insurance is usually sufficient. When traveling abroad, you should in any case take out an international health insurance, but the private health insurance, like the other travel insurances, is not legally required. It is up to each traveler to decide which risk he wants to bear and which not.
Is it possible to cancel a travel insurance?
Travel insurances that are booked for a single trip end automatically after the end of the trip. If you want to cancel this before the journey, you must cancel the insurance in due time.
With annual insurances it behaves differently, they extend automatically by one year, should no notice in time be received.