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Foreign travel health insurance for foreigners abroad Online booking with our partner Details

Foreign travel health insurance

Travel health insurance for foreigners abroad

Why do you need foreign travel health insurance?

The purpose of foreign travel health insurance is to protect the insured against medical and treatment costs when travelling abroad.

Since one is only partially insured by the normal, statutory health insurance when travelling abroad, it is important to take out a foreign travel health insurance before the trip. Thus, the costs, which are not covered by the statutory health insurance, are partially or completely covered.

Even in EU countries or in countries where there is a social security agreement with Germany, you can be completely or partially left with possibly high costs when travelling. If the European Health Insurance Card is not accepted for necessary treatment abroad, you will be treated as a private patient at much higher costs and will have to pay these costs immediately.

Who needs a foreign travel health insurance?

Foreign travel health insurance can be taken out for a group/family or for individuals when travelling abroad worldwide. This applies both to persons whose main place of residence is abroad and whose destination is Germany and to persons whose main place of residence is in Germany who travel abroad.

The tariff applies without deductible and is limited to a maximum insurance period of 365 days.

What to consider with the foreign travel health insurance?

The travel health insurance policy only applies to foreign passengers traveling to a third country. In that case abroad means not Germany *, neither the passenger's home country (the country in which the person is abiding permanently).

  • The maximum insurance period is 365 days
  • No maximum age for eligibility
  • No deductible
  • However, please note that the insurance contract must be formalized prior to departure

* Health insurance for foreign guests in Germany and for German guests abroad can be found here ...

What benefits does the foreign travel health insurance offer?

  • Payment of all costs for the necessary medical care abroad
  • Reimbursement of costs for inpatient treatment or return transport to the home country, also for accompanying persons (children and sick family members)
  • Information on medical care at the place of travel with mention of a German or English speaking doctor if possible

Our premiums/tariffs at a glance

Age group up to 64 years

Duration of trip world wide without USA/Canada world wide with USA/Canada
up to 4 days 10,00 € 15,00 €
up to 10 days 15,00 € 25,00 €
up to 17 days 25,00 € 35,00 €
up to 31 days 45,00 € 65,00 €
up to 45 days 65,00 € 115,00 €
up to 62 days 95,00 € 185,00 €
up to 93 days 165,00 € 315,00 €
from 94 days 1,90 € per day 4,50 € per day

Age group from 65 years

Duration of trip world wide without USA/Canada world wide with USA/Canada
up to 4 days 25,00 € 35,00 €
up to 10 days 39,00 € 89,00 €
up to 17 days 59,00 € 129,00 €
up to 31 days 99,00 € 235,00 €
up to 45 days 149,00 € 343,00 €
up to 62 days 239,00 € 439,00 €
up to 93 days 399,00 € 529,00 €
from 94 days 5,10 € per day 13,10 € per day

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