Foreign travel health insurance -
Travel health insurance for foreigners abroad

The purpose of foreign travel health insurance is to protect the insured against medical and treatment costs when travelling abroad.

Since one is only partially insured by the normal, statutory health insurance when travelling abroad, it is important to take out a foreign travel health insurance before the trip. Thus, the costs, which are not covered by the statutory health insurance, are partially or completely covered.

Even in EU countries or in countries where there is a social security agreement with Germany, you can be completely or partially left with possibly high costs when travelling. If the European Health Insurance Card is not accepted for necessary treatment abroad, you will be treated as a private patient at much higher costs and will have to pay these costs immediately.

The travel health insurance policy only applies to foreign passengers traveling to a third country. In that case abroad means not Germany *, neither the passenger's home country (the country in which the person is abiding permanently).

• The maximum insurance period is 365 days
• No maximum age for eligibility
• No deductible
• However, please note that the insurance contract must be formalized prior to departure

* Health insurance for foreign guests in Germany and for German guests abroad can be found here ...