Annual travel insurance for vacation trips

1. An annual travel insurance pays off particularly for persons who travel more than once a year and is particularly favourable compared to individual insurance.

2. You can travel as often as you like without having to register your trip with the insurance company.

3. Annual insurance contracts are concluded for at least one year and are automatically renewed from year to year. This makes it easier for you to spontaneously take out inexpensive holiday travel policies!

As an insured person of the statutory health insurance funds is only partially insured on holiday, it is worthwhile to take out travel health insurance / foreign health insurance for a stay abroad.

If, for example, you need a return transport from your destination country for medical reasons, you would have to pay the costs yourself, even if you have private health insurance. Even in cases where the attending physician does not recognise the European Health Insurance Card and requires you to have a privateathonorar, your statutory health insurance fund at home will only reimburse you for the respective contract rate of your country of travel.

Further information:  Guide to private travel health insurance

The travel cancellation insurance protects you from the financial consequences of cancellations of your trip. One of the advantages of the annual travel cancellation insurance is that it is automatically extended. Therefore, when booking each individual trip, you do not have to pay attention to the deadlines for taking out travel cancellation insurance, which vary depending on the provider, and you can spontaneously take advantage of low-cost travel offers.

With the annual travel cancellation insurance plus holiday guarantee, you are fully covered before and during your trip. The travel cancellation insurance protects you against the financial consequences of cancellations before your trip. The holiday guarantee applies if you have already started your trip and have to cancel, interrupt or extend it due to an unexpected serious illness or accident, for example.